Okuqukethwe
- 1. Siyakugwema ukukhuluma ngezinto ezibangela amahloni noma amahloni.
- 2. Ukwesaba kusenza singaphumeleli ngemali.
- 3. Bambalwa abantu abakulungele ukuxoxa ngokuthile okukhumbuza izikhathi ezingemnandi kusukela ebuntwaneni.
- 4. Imali ivame ukuhlotshaniswa nendikimba yokulawula namandla emndenini.
- 5. Ngisho nabashadile abasondelene bangase bangavumelani ngendlela yokusebenzisa imali.
Kuvele ukuthi ucansi akusona isihloko esingavumelekile emibhangqwaneni. Ngokusho kwesazi sokusebenza kwengqondo sasemtholampilo uBarbara Greenberg, inkinga enzima kakhulu eyezezimali. Uchwepheshe ukhuluma ngokuningiliziwe nangezibonelo zokuthi kungani lokhu kunjalo nokuthi ungaxoxa kanjani ngalesi sihloko ngemuva kwakho konke.
Emibhangqwaneni eminingi, kuyisiko ukukhuluma ngokukhululekile ngezinto ezihlukahlukene, kodwa kwabaningi, ngisho nezingxoxo zobulili zilula kakhulu kunesihloko esisodwa esisabekayo. “Ngiye ngabona izikhathi eziningi abantu abashadile betshelana ngemicabango yabo eyimfihlo, ukucasuka kwezingane, ngisho nezinkinga ezijulile zobungane nasemsebenzini,” kusho isazi sokusebenza kwengqondo nomelaphi womkhaya uBarbara Greenberg. “Uma kukhulunywa ngalolu daba, abashadile bayathula, bethuke ngokuphawulekayo bese bezama ukushintsha isihloko sengxoxo sibe nanoma yimuphi omunye, okuhlanganisa ubudlelwano bobulili nobungokomzwelo ngasohlangothini.
Ngakho-ke, yisiphi isihloko esizungezwe iveyili yemfihlakalo enjalo futhi yini eyenza sesabe? Yimali, noma ngabe ukushoda kwayo noma ukweqisa kwayo. Siyakugwema ukuxoxa ngezindaba zezimali, okuholela ekusithekeni namanga, bese kuba nezinkinga kwabashadile. Kungani lokhu kwenzeka? UBarbara Greenberg waveza izizathu eziningana.
1. Siyakugwema ukukhuluma ngezinto ezibangela amahloni noma amahloni.
“Ngazi indoda eneminyaka engu-39 ubudala engazange itshele unkosikazi wayo ukuthi yathatha imali eningi ebolekiwe isengumfundi futhi kwadingeka izikhokhele iminyaka eminingi,” kukhumbula uGreenberg. Naye, wayenezikweletu ezinkulu zekhadi lesikweletu. Ngokuhamba kwesikhathi, ngamunye wabo wafunda ngesikweletu esasilenga kumlingani. Kodwa, ngeshwa, umshado wabo awuzange usinde: bathukuthelelana ngenxa yalezi zimfihlo, futhi ubuhlobo bagcina buwohloka.
2. Ukwesaba kusenza singaphumeleli ngemali.
Abaningi besaba ukuthi abalingani bazoshintsha isimo sabo sengqondo uma bethola ukuthi bahola malini, ngakho-ke bangasho usayizi womholo. Kodwa ikona kanye lokhu kwesaba okuvame ukuholela ekungaqondini nasekucabangeni okuyiphutha. UGreenberg ulandisa ngeklayenti elalicabanga ukuthi umyeni walo unenhliziyo embi ngoba elipha izipho ezishibhile. Kodwa eqinisweni, wayengancishani. Le ndoda enomusa ngokomzwelo yayizama nje ukuhlala ngaphakathi kwesabelomali sayo.
Ekwelapheni, wakhala ngokuthi umyeni wakhe wayengamazisi, futhi yilapho kuphela lapho ethola khona ukuthi wayemazisa ngempela futhi ezama ukonga imali yekusasa labo elifanayo. Umyeni wakhe wayedinga ukusekelwa udokotela wezifo zengqondo: wayesaba ukuthi umkakhe wayezodumala uma ethola ukuthi uhola malini. Kunalokho, wabonga ngokungagwegwesi kwakhe futhi waqala ukumqonda kangcono. Lo mbhangqwana waba nenhlanhla: baxoxisana ngezindaba zezezimali kusenesikhathi futhi bakwazi ukusindisa umshado.
3. Bambalwa abantu abakulungele ukuxoxa ngokuthile okukhumbuza izikhathi ezingemnandi kusukela ebuntwaneni.
Okwenzeka esikhathini esidlule kuvame ukusenzela imali uphawu kanye nomqondo ofanayo wezinkinga. Mhlawumbe babehlale bentula, futhi ukuzama ukubathola kwakuwuhlupho kubazali noma kumama ongayedwana. Kungase kube nzima kubaba ukuthi "ngiyakuthanda" futhi esikhundleni salokho wasebenzisa imali njengendlela yemali engokomzwelo. Izinkinga zezezimali emkhayeni zingabangela ukucindezeleka okukhulu kwengane, futhi manje kunzima ukusola umuntu omdala ngokugwema lesi sihloko esibucayi.
4. Imali ivame ukuhlotshaniswa nendikimba yokulawula namandla emndenini.
Ubudlelwano lapho indoda ihola kakhulu futhi, ngenxa yalesi sisekelo, ilawula umndeni: unilaterally unquma lapho umndeni uzoya eholidini, ukuthenga imoto entsha, ukulungisa indlu, nokunye, kusekude kakhulu. . Uyawuthanda lo muzwa wamandla, ngakho-ke akalokothi atshele umkakhe ukuthi banayo imali engakanani. Kodwa ubuhlobo obunjalo buba namashifu amakhulu lapho umfazi eqala ukuhola noma ezuza njengefa inani elikhulu. Umbhangqwana ulwela ukulawula namandla. Umshado uyaqhuma futhi udinga umsebenzi "wokulungisa".
5. Ngisho nabashadile abasondelene bangase bangavumelani ngendlela yokusebenzisa imali.
Umyeni ozindleko zemoto zakhe eziyizinkulungwane ezimbalwa zamaRandi angase acasuke uma umkakhe ethengela izingane amathoyizi abizayo kagesi. UBarbara Greenberg uchaza isibonelo lapho inkosikazi iphoqelela khona izingane zayo ukuba zifihlele uyise amagajethi amasha ukuze zigweme izingxabano. Uphinde wabacela ukuthi kwesinye isikhathi baqambe amanga bathi amathoyizi uwaphiwe ngugogo nomkhulu. Ngokusobala, lo mbhangqwana waba nezinkinga eziningi, kodwa inqubo yokwelapha zaxazululwa, ngemva kwalokho abalingani basondelana kuphela.
“Imali iyinkinga kwabashadikazi abaningi, uma lezi zindaba zingaxoxiswanga, lokho kungaholela ekutheni ubudlelwano buphele. Indida enjalo, ngoba abalingani bavame ukugwema izingxoxo zezezimali ngenxa nje yokwesaba ukuthi lezi zingxoxo zizophazamisa inyunyana yabo. Isiphetho siziphakamisa ngokwaso: ezimweni eziningi, ukuvuleka kuyisinqumo esifanele. Thatha ithuba futhi ngethemba ukuthi ubudlelwano bakho buzomelana nesikhathi."
Mayelana nombhali: UBarbara Greenberg ungudokotela wezengqondo.