Imikhuba eholela ebumpofu.
Ungakholelwa noma ungakholelwa ezibikezelweni, kodwa uma kuziwa ezezimali, iningi lethu likholelwa ezeni. Asiyidlulisi imali embundwini, asiwukhiphi udoti kusihlwa (yize kukhona nje izaba lapha), izandla ezintathu ephaketheni lakho uma uwukame.
I-blogger edumile uMila Levchuk nayo inobudlelwano obukhethekile nezezimali. Manje unababhalisile abacishe babe yizigidi ezi-2, ushicilela ngempumelelo izincwadi mayelana nobudlelwano, uqhuba izinkulumo namasemina.
“Ngikhumbula izikhathi lapho ukukhuphuka kwamanani ohambo ngama-ruble angu-2 kwangibamba emphinjeni ngokuphelelwa yithemba okusondelayo. Lapho ngihamba emvuleni naseqhweni, ukuze ngingakhokhi ibhasi, ”- kusho i-blogger.
Kusukela lapho, uMila ulandele imithetho eminingana yezimali.
“Hhayi ngoba ngikholelwa ohlotsheni oluthile lomlingo, kodwa ngoba-ke ikhanda liqondiswa isimo semali futhi ingqondo enganakile emfolokoni ikhetha ukuphendukela lapho kukhala khona isikhwama semali,” kusho uLevchuk. Futhi nansi imikhawulo yakhe eyinhloko yemali:
1. Ungalahli, ungashiyi ushintshi lapho usukhokha. Kungcono ukuyibeka embizeni yemali ekhaya, bese uyithululela konke esitolo ukuze uthole injabulo ye-cashier.
2. Ungathethisi imali. Hhayi ukusho noma ukucabanga ukuthi imali iwukungcola futhi ayidingeki. Lona umsebenzi onamandla emali, futhi awuthetheleli ukunganakwa, njengabantu. Ngakho-ke, hlonipha imali, ngisho nesenti.
2. Ungaphisi kanjalo nje. Othile uyacula, uyadansa - uzuziwe, nika. Futhi hhayi ngokushintshanisa inani, ngisho nesibusiso, kufana nokunikeza imali yakho inhlanhla kumuntu.
3. Ungamoshi imali yakho yenhlanhla. Gcina imali yakho yenhlanhla esikhwameni sakho. Nganginama-ruble angu-10 ngenombolo ye-serial eyodwa 4 no-9. Lezi izinombolo ezivumayo ingcebo.
4. Ungachobozi imali. Ngaso sonke isikhathi ngangiqondisa zonke izikweletu zami, ngigoqe ikhona ngiphinde ngiqhathanise ukuthi kuzofika yini ibhili elinenombolo engcono.
5. Ungabi namahloni ngesifiso sokuba nemali. Udinga ukufuna imali futhi ubafonele. Ngaphandle kwalokho, umbono ubulokhu uqhubeka kusukela ezikhathini zamaSoviet ukuthi kuyadingeka ukusebenzela umbono, futhi imali ayinalutho kunxiwankulu. Akukho okufana nalokhu.
6. Ungayigodli imali, kodwa isebenzise. Amandla emali ahambayo futhi kufanele ajikeleze. Ngakho-ke, musa ukunciphisa izindleko, kodwa nokwandisa futhi andise imali engenayo.
7. Imali ayisona isiphetho, kodwa iyindlela kanye nokulingana nomsebenzi wakho.
Kumazwana, ababhalisile babelane ngezimfihlo zabo zemali. Futhi yile ndlela abaheha ngayo imali.
“Sidinga isikhwama semali esibomvu. Muhle futhi mkhulu, ukuze imali ingashwabanisi. “
“Kukholakala ukuthi umuntu ocebile futhi osezingeni eliphezulu kufanele athenge isikhwama sakho semali. Yile ndlela adlulisela ngayo amandla engcebo. “
“Songa isikweletu sedola elilodwa sibe ngunxantathu bese usifaka ephaketheni eliyimfihlo lesikhwama semali.”
“Kuhlale kunesikweletu esingashintshi esikhwameni sami. Ngakho-ke, isikhwama semali asikaze sibe nalutho. “
“Kumele kube nesikweletu esikhwameni esigcina enombolweni 8 (uphawu olungapheli).”
“Nginesikweletu esikhwameni sami esivela kumuntu ocebile. Sengiyigcine iminyaka eyisikhombisa futhi angiyisebenzisi – okumangazayo ukuthi kuhlale kunemali eyanele. “
"Kunesipuni esincane se-rag esikhwameni."
"Imbewu ye-lotus nesikhumba senyoka esilahliwe kusebenza ngokungenasici."
"Ngineqabunga le-lavrushka esikhwameni sami ukuze uthole inhlanhla."
“Futhi nginexoxo elincane esikhwameni sami, eligada imali.”
“Ngiphatha i-patchouli napkin esikhwameni sami. Athi amafutha emali, anuka kamnandi. “
"Ngifaka ishaja yocingo kusokhethi, esikhundleni sefoni ngixhuma isikhwama semali - ngifaka ucingo kuso."
“Nginomthetho: khombisa imali enyangeni entsha. Umama uthe kuyasiza. “
"Enyangeni ekhulayo, khombisa insizwa izinhlamvu zemali futhi uhlebe ukuze imali engenayo ikhule njengale nyanga."
“Ufaka incwadi yenkolo enkulu emvilophini, uyivale, ubhale isifiso, ukuthi ufuna ukuphindaphinda kangaki, bese ubhala amarisidi ngaphezu kweholo elikhulu. Isebenza ngempela, sithola izinzuzo eziningi ezivela ku-Universe! “
“Imali etholakele ngomsebenzi kumele uqiniseke ukuthi ulala ekhaya.”
"Ngizama ukulandela inkulumo futhi ngingasho inkulumo ethi "Ayikho imali". Kuyingozi ukusho ukuthi: “Kungani inani elingaka!”, “Ayifanele imali.” Kungcono ukuthi: "Kimi okwamanje, lokhu kumosha akufanelekile."
"Ngiyabonga i-Universe nganoma iyiphi imali eza kuwe."
"Uma ngiphuma endlini ngithi:" Ngiphuma ekhaya - imali ingena endlini ". Futhi lapho ngifika ekhaya: "Ngisekhaya - imali ingemuva kwami."
“Ungabi namahloni ukuqoqa imali uma usuyitholile kufana nokukhothama kubo. Imali iyayithanda. “
“Ngiyayeka ukucabanga ngabo. Imali akufanele inqume isiphetho, kufanele nginqume isiphetho sabo ”.