"Ubumpofu butholwa njengefa": kuyiqiniso?

Maphakathi nekhulu lesi-XNUMX, isazi se-anthropologist saseMelika u-Oscar Lewis wethula umqondo wokuthi "isiko lobumpofu". Uveze ukuthi izigaba zabantu abahola kancane, ezimweni ezidinga kakhulu, zithuthukisa umbono wezwe okhethekile, abawudlulisela ezinganeni. Ngenxa yalokho, kwakheka umbuthano ononya wobumpofu, okuba nzima ukuphuma kuwo.

“Izingane zibukela kubazali bazo. Abantu abahola kancane baye benza izindlela zokuziphatha, futhi izingane ziyazikopisha, ”kuchaza isazi sokusebenza kwengqondo uPavel Volzhenkov. Ngokusho kwakhe, emindenini empofu kunezimo zengqondo ezivimbela isifiso sokuphila ngendlela ehlukile.

YIZIPHI ITHEMBA LOKUPHUMA EBUBHABHENI

1. Ukuzizwa ungenathemba. “Kungenzeka yini ukuphila ngenye indlela? Phela, kungakhathaliseki ukuthi ngenzani, ngisazoba mpofu, kwenzeka empilweni, - uPavel Volzhenkov uchaza ukucabanga okunjalo. “Umlisa usevele wadela, usekujwayele kusukela ebuntwaneni.”

“Abazali bebehlale bethi asinamali, awukwazi ukuhola kakhulu ngokudala. Sekuyisikhathi eside ngisesimweni esicindezelayo phakathi kwabantu abangazithembi ukuthi anginamandla,” kusho umfundi oneminyaka engu-26 ubudala u-Andrei Kotanov.

2. Ukwesaba ukungqubuzana nendawo ezungezile. Umuntu okhule ebumpofu, kusukela ebuntwaneni, unombono wendawo yakhe njengento evamile futhi yemvelo. Ujwayele indawo lapho kungekho muntu owenza umzamo wokuphuma kulo mbuthano. Uyesaba ukuhluka ezihlotsheni nabangane futhi akahlanganyeli ekuzithuthukiseni, amanothi kaPavel Volzhenkov.

“Abantu abahlulekile ukufeza izinhloso zabo bakhipha ukungagculiseki kwabo kubafana ababenesifiso sokuvelela. Angizange ngithole iholo lama-ruble angaphezu kwezinkulungwane ezingama-25 ngenyanga, ngifuna okwengeziwe, ngiyaqonda ukuthi ngifanele futhi amakhono ami ayangivumela, kodwa ngesaba kakhulu, ”kuqhubeka u-Andrey.

INDLELA IMALI EYENZAYO ABANTU ABAMPOFU

Njengoba isazi sokusebenza kwengqondo sichaza, abantu abahola kancane bavame ukuba nesimo sengqondo sokuxhamazela, esingenangqondo ngezezimali. Ngakho-ke, umuntu angakwazi ukuziphika konke isikhathi eside, bese ephumula futhi asebenzise imali ngokuzijabulisa kwesikhashana. Ukufunda ngezezimali okuphansi kuvame ukuholela eqinisweni lokuthi uthola imali ebolekiwe, uphila kusukela osukwini olukhokha kuze kube usuku lokukhokha.

“Ngihlale ngiyonga futhi angazi ukuthi ngenzenjani ngemali uma ivela. Ngizama ukuyisebenzisa ngokucophelela ngangokunokwenzeka, kodwa ekugcineni ngichitha yonke into ngosuku olulodwa, "u-Andrey uyabelana.

Unjiniyela oneminyaka engu-30 ubudala u-Sergei Alexandrov uyavuma ukuthi kwakunzima ngaye ukwazi imikhuba enempilo yezimali, ngoba akekho emndenini wakubo owayecabanga ngekusasa. “Uma abazali benemali balwela ukusebenzisa lezi zimali ngokushesha. Sasingenayo imali eyongiwe, futhi eminyakeni yokuqala yokuphila kwami ​​ngizimele, angizange ngisole nokuthi kwakungenzeka ukuhlela isabelomali,” usho kanje.

“Akwanele ukuthola imali, kubalulekile ukuyigcina. Uma umuntu ethuthukisa iziqu zakhe, ephethe umsebenzi omusha, ethola umsebenzi okhokha kakhulu, kodwa engafundi ukuphatha kahle izimali, uzosebenzisa isamba esikhulu njengangaphambili, "kuxwayisa uPavel Volzhenkov.

UKUPHUMA KUSIMO ESIFANELEKILE SOBUBHA

Ngokusho kochwepheshe, ukuzola nokunaka kusiza ukuzuza nokonga imali, ngisho nasezimweni eziminyene kakhulu. Lezi zimfanelo zidinga ukuthuthukiswa, futhi nazi izinyathelo okufanele uzithathe:

• Qala ukuhlela. Isazi sokusebenza kwengqondo seluleka ngokuzibekela imigomo ngosuku oluthile, bese sihlunga ukuthi yini eyafezeka nokuthi yini engazange ifezeke. Ngakho ukuhlela kuba yindlela yokuthuthukisa ukuzithiba.
• Zihlole. “Kudingeka ulungise ngokwethembeka inkinga yakho lapho usebenzisa imali,” uyanxusa. Khona-ke udinga ukuzibuza imibuzo: "Kungani ngilahlekelwa ukuzithiba?", "Yikuphi ukulandelana kwemicabango lokhu kunginika yona?". Ngokusekelwe kulokhu kuhlaziya, uzobona ukuthi iyiphi iphethini eholela ebumpofu ekuziphatheni kwakho.
• Ukwenza isilingo. Ngokuvuma inkinga, ungashintsha indlela yokuziphatha. “Ukuhlola akuyona indlela ethusayo yokwenza izinto ngendlela ehlukile. Awuqali ngokushesha ukuphila ngendlela entsha futhi ungabuyela njalo kuphethini yangaphambilini yokuziphatha. Nokho, uma uwuthanda umphumela, ungawusebenzisa ngokuphindaphindiwe,” kusho uPavel Volzhenkov.
• Jabulela. Ukwenza nokonga imali kufanele kube imisebenzi yokuziphilisa eletha injabulo. “Ngithanda ukwenza imali. Konke kungisebenzela kahle”, “Ngithanda ukonga imali, ngijabulela ukuthi ngiyayinaka imali, futhi ngenxa yalokho inhlalakahle yami iyakhula,” isazi sokusebenza kwengqondo sibala izimo zengqondo ezinjalo.

Kudingekile ukubeka eceleni izimali hhayi ukuthengwa komkhiqizo obizayo noma isevisi, kodwa ukwakhiwa kokulondoloza okuzinzile. I-airbag izokuvumela ukuthi wenze izinqumo ngokuzethemba mayelana nekusasa futhi wandise ama-horizons akho.

“Angizange ngishintshe isimo sami sengqondo ngemali ngokuphazima kweso. Okokuqala, wabela abangane bakhe izikweletu, wabe eseqala ukulondoloza imali encane kakhulu, futhi injabulo yavuleka. Ngafunda ukugcina umkhondo weholo lami, ukunciphisa izindleko zokuxhashazwa. Ngaphezu kwalokho, ngashukunyiswa ukungafuni ukuphila ngendlela efanayo nabazali bami, ”kwengeza uSergey.

Isazi sokusebenza kwengqondo sincoma ukusebenza ekuguquleni zonke izindawo zokuphila. Ngakho-ke, isimiso sansuku zonke, imfundo yomzimba, ukudla okunempilo, ukuyeka imikhuba emibi, ukuphakamisa izinga lamasiko kuzoba nomthelela ekuthuthukiseni ukuzithiba futhi kuthuthukise izinga lokuphila. Ngesikhathi esifanayo, kubalulekile ukuthi ungazicindezeli ngokuzola, khumbula ukuphumula.

“Umuzwa wokuphelelwa ithemba uzoshabalala wodwa, ngokushesha nje lapho umuntu eqala ukuhlakulela imikhuba emihle. Akalwi nesimo sengqondo sendawo ahlala kuyo, akangqubuzani nomndeni wakhe futhi akazami ukubakholisa. Kunalokho, uhlanganyela ekuzithuthukiseni, "kuphetha uPavel Volzhenkov.