Lapho siseyingane, sasibheka abazali bethu njengabathakathi abanamandla onke: bakhipha izingcezu zamaphepha ezicwebezelayo emaphaketheni abo futhi bawashintsha ngo-ayisikhilimu, amathoyizi kanye nazo zonke izibusiso zomhlaba. Njengabantu abadala, siyaqiniseka futhi ukuthi abazali bethu banomlingo ngempela. Thina bantu abasha noma ngabe usinikeza liphi iholo siyashoda njalo. Futhi "abantu abadala" bahlala bene-stash yokonga! Futhi abawona ama-oligarch nhlobo. Bakwenza kanjani? Ake sizame ukufunda kokuhlangenwe nakho okubalulekile.
Abantu baseRussia abangaphezu kuka-50 bangabantwana base-USSR. Abazange nje babe nobuntwana baseSoviet, njengabaneminyaka engamashumi amane ubudala, bakwazi ukuba abantu abadala ngaphambi kokuwa kweSoviet Union. Laba bantu badlule esikoleni sokusinda esinjalo sibambelele. Ikakhulukazi uma ukhumbula ukungaphelelwa yisikhathi okumpofu kwe-nineties.
Kubazali bethu, iminyaka yamashumi ayisishiyagalolunye eRussia akuyona inkathi ejabulisayo ye-Tamagotchi nama-candy wrappers avela ku-gum ethi "Love is...". Kwadingeka bafunde ukuthi bangakuthola kanjani ukudla, okokugqoka, ubungqabavu kanye nethemba entweni engelutho. Ukuthunga, ukunitha, ukupakisha kabusha, ukukhanda amabhuzu agugile, ukuthola imali eyengeziwe ebusuku, ukwenza izitsha ezine ezigcwele ngenkukhu eyodwa, ukubhaka khekhe ngaphandle kwamaqanda - omama bethu nobaba bangenza noma yini. Ukuphila kwabafundisa isikhathi eside ukugcina konke abakwaziyo, futhi uma kwenzeka, ungalahli lutho.
Abazali bethu bakwazi ukuphila lapho iholo libambezeleka izinyanga eziyisithupha noma likhishwa yimikhiqizo yamabhizinisi. Ngakho-ke, akuyona inkinga kubo ukonga kancane manje, lapho imali yangempela, yangempela ivela njalo ezandleni zabo. Bayakwazi ukonga usuku lwemvula ngoba nje babone lezinsuku ezimnyama ngamehlo abo.
Abantu abaningi abayinaki indaba ebalulekile njengokuhlela isabelomali. Ngemva kokuthola imali ehloniphekile ezandleni zabo ngosuku lokukhokha, abaningi banqotshwa injabulo futhi bayothenga: sihamba ngezinyawo, ukuphila kuhle! Kuleli gagasi, bathenga zonke izinhlobo zama-prawns enkosi, i-cognac ebizayo, umklami, kodwa ayifanele i-wardrobe, izikhwama zezandla kanye nombhedo omningi ongadingekile, okwakukhona ukukhuthazwa esitolo.
Imali yakho kumele ibalwe njalo. Ungagcini nje ngokuya esitolo ugcwele futhi unohlu olucacile lokuthenga, kodwa hlala ubale kabusha imali yakho ngemva kokumosha ngakunye.
Ukwazi umholo wakho wanyanga zonke, kufanele uhlele izindleko ezidingekayo kusengaphambili: ukukhokhwa kwezinsiza, ukuqasha indlu (uma ifulethi liqashiwe), izindleko zokuhamba, ukudla, izindleko zasendlini, ukukhokhelwa kwenkulisa noma amakilabhu wengane. Kusuka emalini esele, ungakha inqolobane yakho yezimo eziphuthumayo - lokhu kungenxa yezindleko ezingalindelekile, isibonelo, ukuthenga izicathulo ezintsha zonyaka noma ukwelapha ukugula okungazelelwe. Ukubona ngeso lengqondo kusiza kakhulu: khipha imali, uyisakaze phambi kwakho futhi wenze izinqwaba zezindleko ezahlukene.
Njengoba izakhamuzi zasesigodini nasezindaweni ezingaphansi kwazo zazivunyelwe ukulima izivande nemfuyo ngokukhululekile, umuntu oyivila nongasebenzi ngokuphelele kuphela ongabulawa indlala. Uhambo oluncane emlandweni: e-USSR, isikhathi eside, umnotho wokuziphilisa wezakhamuzi wawulawulwa ngokuqinile nguhulumeni futhi wawulinganiselwe. Ezingadini ezizimele zezakhamuzi, isihlahla ngasinye sasibalwa, futhi kusukela ekwabiweni komhlaba kanye neyunithi ngayinye yezinkomo, isakhamuzi sasibophekile ukuba sinikeze ingxenye yomkhiqizo wemvelo ezinqolobaneni zaseMotherland.
Izwe lakithi liwumondli wangempela kulezi zinsuku. Abantu abaningi asebekhulile bayakujabulela ukulima. Kusho ukuthini? Ukuthi ngenxa yomsebenzi wabo, banikezwa u-anyanisi, i-garlic, ama-apula, uju, amajikijolo afriziwe futhi omisiwe, ama-pickle, alondolozela ubusika, lapho, ngendlela, isizukulwane esingaphezu kwesisodwa samaRussia sondliwe. Abafuyi bezinkomo, izingulube, izimbuzi nezinkukhu benza uhlelo lokudla kwemindeni yabo ngomsindo omkhulu. Imali esalayo ithengiswa kancane kancane, futhi imali etholwayo iyaqoqwa ukuze kamuva kube khona okuzomangaza izingane ezithola imali enganele lutho.
Ngempela abantu abadala, abantu abavuthiwe (hhayi ngokusho kwama-passports, kodwa ngokwesimo sabo sengqondo) banemfanelo eyodwa ebalulekile - ukungabikho kokukhohlisa okungadingekile. Lona umgomo ongcono kakhulu wokumelana nokuthenga okuzenzakalelayo.
Lapho uneminyaka engu-18 ubudala, ungakwazi ukwehlisa ingxenye yomholo wakho ngezimonyo ngoba ukukhangisa ku-TV kwakukholisa kakhulu, futhi wawusesimweni esinjalo. Awukwazi ukuqonda umuntu wesifazane omdala ocela “ukuzitotosa”, “hlala lapha futhi manje”.
Uyazi ngokuqinisekile: ama-eyeshadows anemfashini kanye nama-lip glosses awaguquki amakhosazana labo, ngokuyisisekelo, abakaze babe futhi abasoze baba. Futhi akukho ukhilimu wokuguga ozonikeza umlilo omncane emehlweni, futhi ubuhle nobusha obude buwumphumela wezakhi zofuzo ezinhle, i-beautician enekhono, kanye nesiyalo, ukuzithiba kanye nemizamo ngendlela yokuzivocavoca kwezemidlalo.
Uma ungajahi yonke imfashini eshintshayo futhi ucabange kahle, imali eningi isala ezandleni zakho.
“Ngo-2000, ngahlukanisa nomyeni wami futhi ngasala ngedwa nengane. Ngangidinga ukuthenga umuzi wami ngokushesha: Angikwazanga ukuya nendodana yami efulethini likamama elinegumbi elilodwa. Nganquma: awukwazi ukuyeka, ngaphandle kwalokho uzogxila kulesi simo iminyaka eminingi noma impilo yakho yonke, - kusho uLarissa oneminyaka engu-50 ubudala. - Nganginemali yendlu yekamelo elilodwa, kodwa ngazibekela umgomo - indlu enamagumbi amabili kuphela, nginendodana! Ngithathe inani elishodayo ngesikweletu. Ngenxa yalokho, cishe ingxenye eyodwa kwezinhlanu yomholo wami yasala. Futhi izikhathi zazinzima, zimbi – imiphumela yenhlekelele ka-1998. Kwakudingeka ngonge kakhulu, ngokwesibonelo, ngezinye izikhathi ngangingenayo ngisho nemali yekhumbi, futhi ngangihamba ngezinyawo ngiyosebenza ngezinyawo ngidabula ingxenye yedolobha. Ngathenga inyama, imifino nezithelo ngamanani amancane kuphela endodaneni yami, futhi yadla into eshibhile eRussia - isinkwa. Ngenxa yalokho, ngathwala isisindo esiningi kumabhanisi, futhi lokho kwaba inhlekelele: ikhabethe lami lezingubo laba lincane kakhulu kimi! Kwadingeka ngehlise isisindo ngokushesha, ngoba ngangingenalutho lokuthenga izingubo ezintsha. Kwakuyisipiliyoni esinzima, kodwa sangisiza: manje ngiyazi ukuthi kungenzeka ukonga nokonga, noma ngabe izimali zilinganiselwe. “
Isiphetho yilokhu: noma ubani owazi ukulondoloza - empeleni, uyazi nje ukuthi angazibekela kanjani umgomo futhi awufinyelele.
Kukho konke ukwethembeka, siyavuma ukuthi izindlu eziningi nezimoto zaseRussia zathengwa ngokubamba iqhaza kokugcinwa kwesizukulwane esidala nakakhulu. Yebo, abahola impesheni bayasiza futhi bazoqhubeka nokusiza izingane zabo nabazukulu. Umuntu unempesheni kanye nemihlomulo yamakadebona, umuntu unemali enkulu yokuguga ayihola ebusheni bakhe ezifundeni ezisenyakatho, othile uthola imali enhle kuhulumeni njengomuntu owake wasebenza ekhaya, umuntu unesimo sokuthi kade esemsebenzini. , njalo njalo. Impesheni enkulu kagogo noma kamkhulu ivamise ukondla umndeni wonke.
Elinye iphuzu: abantu abadala ngokuvamile bayakwazi ukuzuza impahla ethile. Isibonelo, i-akhawunti yasebhange ngemuva kokudayiswa kwendlu yomzali, amafulethi namagaraji ukuze aqashwe. Eminyakeni engamashumi ayisishiyagalolunye efanayo, lapho amabhizinisi ephenduka izinkampani zamasheya ahlangene, abantu abahlakaniphile bathenga amasheya, ngezinye izikhathi bengakholelwa ngisho nokuthi lezi "ziqephu zamaphepha" ziyoke zenze inzuzo. Noma kunjalo, abaningi bakwazile ukuthengisa amasheya abo ngenzuzo futhi bahlanganisa imali.
Isiphi isiphetho esingafinyelelwa kulo osemusha? Zama ukufunda umdlalo ku-stock exchange, futhi ngokuzumayo unethalente.
Omama bethu, obaba, ogogo nomkhulu basinda ezikhathini ezinzima ngoba babekwazi ukwenza okuningi ngezandla zabo. Abathandi bokufunda banganconywa njengesibonelo sencwadi emangalisayo ka-Alexander Chudakov "I-Haze Ilala Phansi Ezinyathelweni Ezidala" (le ncwadi ithole umklomelo we "Russian Booker"). Kuthakazelisa kakhulu ukufunda ngendlela omunye umkhaya owawudingisiwe ozikhandlayo owasinda ngayo empini emahlathini aseKazakh. Benza konke ukuphila kwabo nempilo yansuku zonke futhi bamangala nomakhelwane babo ngokubaphatha ngetiye elimnandi ngezikhathi zendlala: bakwazi ukuhwamulisa ushukela kuma-beet atshalwe engadini.
Zonke izinhlobo zolwazi, amakhono namakhono kuyimali eqinile kakhulu. Lokhu kwakubalulekile ngenkathi ye-USSR, kusese ngentengo nanamuhla. Izingcweti besifazane bayathunga, bayaluka, balungisa amakhekhe e-mastic, benza imihlobiso ngobumba be-polymer, futhi bafekethwa ngoboya. Amadoda ahlomile anamathelisa iphepha lodonga ngokwawo, afake amapayipi amanzi, abeke amathayela, alungise izimoto zawo, alungise izindawo zikagesi, njalonjalo. Labo abangazi ukuthi kwenziwa kanjani konke lokhu bayaphoqeleka ukuthi bakhokhe.
Mhlawumbe kufanele, noma nini lapho kungenzeka, sithathe isibonelo kubazali bethu ukuze songe imali yethu.