Okuqukethwe
I-Livret A: i-akhawunti yasebhange ongayonga kusukela ekuzalweni
Bayanda abazali abavula a I-akhawunti yasebhange enganeni yabo kusukela ekuzalweni kwayo. Ngempela, amalungu omndeni ngokuvamile afaka imadlana ngoKhisimusi noma ngezinsuku zokuzalwa namaholide ezingane. Kuyindlela enhle yokunikeza i-akhawunti yokonga ukuze uyisebenzise kamuva.
Incwadi ethi A ikhambi ekahle ukusindisa, kuba enikezwa yiwo wonke amabhange. Izinga lemali engenayo liyashintshwa minyaka yonke, phezulu noma phansi. Okwamanje, umholo wakhe ngu-0,75% (kuze kube nguJanuwari 31, 2020 okungenani), hhayi ngaphansi kwentela yemali engenayo noma iminikelo yokuphepha komphakathi. Idiphozithi ingenziwa ngenani elincane lama-euro ayi-10 kuze kufike ophahleni oluphelele lwama-euro angama-22.
Ukongela izingane: i-Livret A yamabhange ahlukene
- Incwadi ethi A Kipouss ye-Caisse d'Epargne: le akhawunti icacile izingane kusukela 0 kuya 12 izinyanga. Iphinde ibe nezinzuzo ezifanayo njenge-Livret A yakudala, enenani elinqunyiwe lomholo elingu-0,75%, kuyilapho ijwayelaniswa ngokuqondile nokongiwa kwezingane ezisacathula.
- Incwadi eluhlaza okwesibhakabhaka, ehlinzekwa yi-Crédit Mutuel, ifana nse ne-livret A, enenani elingu-0,75%. Ungayivula kungakhathaleki iminyaka yengane.
- I-akhawunti yokonga ye-Zébulon e-LCL: ihloselwe izingane ezivela Abaneminyaka emi-0 kuya kwemi-12, enophahla lwama-euro angu-2, kanye nezinga layo eliphelele ku-000% (March 0,95).
- Incwadi Yesinyathelo Sokuqala I-Banque Populaire: le akhawunti yokonga ihambisana nengane kusukela izalwa eneminyaka engu-12 ubudala. Izinga lomholo liyi-1% kanti uphahla luyi-1600 euros.
- Ibhukwana Lokuqala Lokonga ye-CIC bank ibekelwe izingane ze 0 12 eminyakeni. Izinga lomholo libekwe ku 1,75% ngophahla olukhulu lwama-euro ayi-1600.
- Incwajana encane : le ncwajana yokonga ibekelwe yona Iminyaka engu-12-25 ubudala. Izinga lencwajana yentsha li isamba sezintela futhi ngokuvamile kuthakazelisa kakhulu kune-livret A ngokwezinga lomholo, ngenani elingu-1,75% (March 2019). Umkhawulo wale ncwajana ubekwe kuma-euro ayi-1600.
- Incwadi ethi A Baby I-BNP Paribas: iyi-akhawunti efanelekile yokonga yezingane ezisacathula ngaphansi konyaka : Isipho sokwamukela sama-euro angu-15, inkokhelo ngu-0,75% (March 2019) enosilingi wama-euro angu-22, njenganoma iyiphi incwajana A.
Qaphela ukuthi njengabantu abadala, izingane zingabamba i-passbook A eyodwa kuphela, wonke amabhange ehlangene.