Okuqukethwe
Ukuphila akubikezeleki, futhi wonke umuntu angahlangabezana nezinkinga zezimali. Akujabulisi neze ukuzwa uhluleka ukulawula isimo sakho sezezimali. Ngesikhathi esifanayo, kungakhathaliseki ukuthi iziphi izimo ezinzima manje, kuhlala kunendlela yokuphuma.
Faka a uhlelo lokusebenza lwemalimboleko ku-smartphone yakho ukuze uthole usizo ngokushesha. Ngaphezu kwalokho, sizobonisa imithetho ethile ezokusiza ukuthi uphinde ukwazi ukulawula ukuzimela kwakho ngokwezimali.
Izinyathelo Ezinhlanu Zokusungula Kabusha Ukulawulwa Kwekusasa Lakho Lezezimali
1. Dala Isabelomali Somuntu Ngamunye Esingenzeka
Ukwakhiwa kwebhajethi kuyithuluzi elihle kakhulu lokuletha izimali zakho zihleleke. Okungenani, lesi silinganiso sizokusiza ukuthi ungawi phansi.
Yenza uhlelo oluzocabangela yonke imininingwane emincane. Qala ngokulondoloza okuhleliwe futhi uqedele ngokukhokhwa kwanoma yisiphi isikweletu uma unaso.
2. Thola ukuthi Uyawudinga Yini Omunye Umthombo Wemali Engenayo
Ngokushesha nje lapho usulungile ngesabelomali sakho, zama ukuthola ukuthi ingabe imali oyitholayo yanele yini ukukhokhela izidingo zakho zamanje. Uma kwenzeka udinga imali eyengeziwe ukuze ukhokhe izikweletu zakho, ungase ucabangele isiphithiphithi esiseceleni.
Bala iholo lakho ngaphambi nangemuva kwegigi yakho eseceleni ukuze uqonde ukuthi imali eyengeziwe eyengeziwe izokusiza kanjani ukukhokha izikweletu zakho.
3. Nciphisa Izikweletu Zanyanga Zonke
Ukwehliswa sekukonke okuphumayo kwanyanga zonke kungenye indlela enhle kakhulu yokwehlisa izindleko zakho. Ungahlola ezinye izinhlelo zokusebenza zedijithali ezidinga izinkokhelo eziphindelelayo. Uma ungawasebenzisi njalo, ungazikhipha ohlwini, ngaleyo ndlela wehlise umthwalo othile esikhwameni sakho.
Khumbula ukuthi awukwenqabi ukubhalisa okunjalo unomphela futhi ungabuyela kukho esikhathini esizayo.
4. Dala i-Buffer
Khumbula ukuthi ukuphila kugcwele izinkinga ezingalindelekile, futhi akekho ongaqiniseka ukuthi isimo sezulu sizoba sihle ngaso sonke isikhathi. Ukuze ube nokuzethemba ngosuku lwakusasa, hlela futhi ulawule ukulondoloza isimo esiphuthumayo.
Ungakhathazeki uma ungakwazi ukubekela eceleni inani elibalulekile ngesikhathi esisodwa. Qala ngezinombolo ezincane, futhi uqaphele ukuthi zibalulekile ngempela. Isabelomali sakho esiphuthumayo kufanele sibe nemali eyanele ukukhokhela izindleko zakho zengxenye elandelayo yonyaka.
5. Khohlwa Ngokuthenga Okungalindelekile
Lapho uqala inqubo yakho ukucutshungulwa kabusha kwesabelomali, sicela ucabangele ukuthi udinga ukugwema ukuthenga okuqinile. Uma ungeke uyeke ukuthenga into ebizayo, kufanele wenze uhlelo lokubeka imali eceleni njalo.
Izinyathelo ezinjalo zizokuvimbela ekufakeni isicelo ekhadini lakho lesikweletu futhi zikhuphule umkhawulo wakho wesikweletu. Khumbula ukuthi ukulinganisa okuphansi kwekhredithi kungase kube nomthelela esikhathini esizayo, kuthinte izinga lakho lemali ebolekiwe. Ngaphezu kwalokho, isikhundla esiphansi sesikolo sakho sesikweletu singashaqisa ikhono lakho lokuqasha indawo yokuhlala noma kubangele ezinye izindleko ezengeziwe uma kuziwa ezikweletini zezinsiza.
Izindaba zezezimali azisona isinqumo sokugcina. Uma kunesidingo, cabanga ngezinyathelo ezingenhla, futhi uzozithola usethrekhi futhi!