Imoto yomndeni ngo-2022
Uhlelo lwe-2022 Family Car State lulungele imindeni enezingane ezimbili noma ngaphezulu. Sizokutshela ngokuningiliziwe ukuthi iyini ingqikithi yohlelo nokuthi ungaba kanjani iqhaza kulo.

Ngabe ulinde ukugcwaliswa nokucabanga, uzothutha kanjani wonke umuntu ngeLada enyinyekile, kepha ayikho imali yokuthenga imoto entsha? Ayikho inkinga! Ngaphansi kohlelo, abathengi banikezwa uxhaso lwenkokhelo ephansi engu-20% (kuze kube uJulayi 2022 bekungu-10%). Izakhamizi zaseFar Eastern Federal District zithola isaphulelo sika-25% ezindlekweni zemoto zokuthenga izimoto ezintsha ngesikweletu kuze kufike kuma-ruble ayisigidi.

Kungani kwadalwa uhlelo Lwemoto Yomndeni?

Olunye uhlelo lukahulumeni luhloselwe ukuxhasa ngemalimboleko yezimoto ukuze kuthuthukiswe isidingo nokusiza ababolekayo bakusasa. Lolu hlelo lwethulwa emuva ngo-2015 ukuze kwandiswe ukusebenza kwezimoto zasekhaya kanye nezimoto ezihlanganiswe eZweni Lethu. Ngokuhamba kweminyaka, iphinde yaqondiswa ezimotweni zakwamanye amazwe, kodwa hhayi zonke. Umgomo wesibili walolu hlelo ukusiza imindeni enezingane ezimbili noma ngaphezulu ithenge imoto ngokushesha nangenzuzo enkulu.

Ngamanye amazwi, ukubolekwa kwemoto ngosizo lukahulumeni kuyithuba lokuthenga imoto ngenani lenzalo elimisiwe, kodwa ngoxhaso oluvela kuhulumeni.

Imibandela yohlelo "Imoto Yomndeni"

Ukuze ube yilungu lohlelo, kunemibandela embalwa:

  1. Ingane eyodwa noma ngaphezulu engaphansi kweminyaka engu-18.
  2. Obolekayo unelayisensi yokushayela.
  3. Ukuba khona kwepasipoti yesakhamuzi se-Federation.
  4. Ukungabikho kwezinye izivumelwano zemali mboleko zika-2020-2021 zokuthenga imoto.

Isisindo semoto ethengiwe akufanele sidlule amathani angu-3,5, futhi izindleko - ama-ruble angu-2 (kuze kube nguJulayi 000 kwakungama-ruble ayizigidi ezingu-000). Imoto kumele ibe yintsha, ingabhalisiwe ngaphambilini namaphoyisa omgwaqo - 2022 noma 1,5 ukukhululwa. Usuku lokukhishwa kwe-PTS alukho ngaphambi kukaDisemba 2020, 2021.

Futhi, lolu hlelo lufanele kuphela labo okuthe, kusukela ngo-2020 kuya ku-2021, abazange baqedele ezinye izivumelwano zokubolekwa kwemali zokuthenga imoto.

nezinsuku

Uhlelo olukhethekile lwe-"Family Car" lwavela ngo-2015.

Isikhathi sohlelo lwemoto yomndeni seluliwe kuze kube sekupheleni kuka-2023. Isabelomali sonyaka wamanje wohlelo lukahulumeni "Imoto Yomndeni" singama-ruble ayizigidi eziyizinkulungwane eziyi-10,2.

Usayizi wesaphulelo wabamukeli bemali mboleko yemoto ekhethwayo ngo-2022 ushintshile: izakhamizi zaseMpumalanga Ekude zingathembela kwisaphulelo esingu-25%, futhi wonke umuntu angathembela kwisaphulelo esingu-20%.

Yiziphi izimoto ezifanelekela uhlelo

  • Lada Granta (sedan, liftback hatchback, station wagon, Cross, training), Vesta (sedan, Cross, SW, CNG, Sport), XRAY (Cross), Largus (station wagon, Cross, van).
  • Niva (Off-Road, Legend).
  • I-UAZ (Patriot, Hunter, Pickup, Profi, SGR).
  • Wonke amamodeli e-GAS awela ngaphansi kwe-tonnage nemibandela yezindleko.
  • Lolu hlelo luhlanganisa zonke izimoto zikagesi ze-Evolute ezakhiwe embonini yeMorinvest eLipetsk. Ngesaphulelo esikhulisiwe se-35% (kodwa hhayi ngaphezu kwama-ruble ayizinkulungwane ezingu-925).

Uhlu lwamadokhumenti adingekayo ukuze ubhalise

  • Ipasipoti yesakhamuzi se-Federation;
  • Ilayisense yomshayeli;
  • Usizo ngendlela yebhange noma 2-NDFL. Kunikezwa uma ufisa ukunciphisa izinga noma esimweni sokubolekwa kwemali okudlula ama-ruble ayizigidi ezingu-1 (isimo samanye amabhange, hhayi wonke);
  • Incwadi yokuqashwa noma inkontileka yokuqashwa (ngesicelo sebhange);
  • Amadokhumenti omlingani (ahlinzekwe kuphela uma kunesiqinisekiso);
  • Ukufakwa kwepasipoti kukholamu ethi "Izingane" noma izitifiketi zokuzalwa zezingane;
  • Qinisekisa ukungabikho kwezinye izimoto ezithengwe ngesikweletu ngo-2021-2022 ngokuthatha isitifiketi emaphoyiseni omgwaqo.

Imaphi amabhange abambe iqhaza kulolu hlelo?

  • "Rusfinance Bank";
  • "Setelem Bank";
  • "VTB 24";
  • "UniCredit Bank";
  • “I-RADIOTECHBANK”;
  • "TatSotsBank";
  • "SAROVBIZNESBANK";
  • "Sovcombank";
  • Ibhange Zenith;
  • Ibhange "Saint Petersburg";
  • I-SOYUZ Bank;
  • Ibhange "I-Investment Capital";
  • Ezezimali zeBhange le-PSA;
  • FastBank;
  • I-Gazprombank;
  • Design Bureau "Verkhnevolzhsky";
  • I-Credit Europe Bank;
  • I-Metcombank;
  • Raiffeisenbank;
  • I-Rosbank;
  • I-Sberbank Yezwe Lethu;
  • I-Sviaz-Bank;
  • i-Uralsib;
  • Volkswagen Bank RUS;
  • I-Energobank.

Iziphi izifunda lapho iphromoshini ivumeleke khona?

Uhlelo lokubolekwa kwezimoto ludumile emadolobheni amakhulu. Ungaba umhlanganyeli eVolgograd, Yekaterinburg, Kazan, Moscow, Nizhny Novgorod, Novosibirsk, Omsk, Rostov-on-Don, St. Petersburg, Samara, Ufa, Chelyabinsk, kanye nesifunda saseMpumalanga Ekude.

Isinyathelo ngesinyathelo imiyalelo yokuthola imoto

Okokuqala udinga ukukhetha imoto efanelekayo ohlelweni lukahulumeni (uhlu lungenhla). Lesi sigaba senziwa nomphathi we-salon. Khona-ke iBhange Lozakwethu lidala isibalo sokuqala, lisitshela ngazo zonke izimo.

Uma iklayenti linelisekile ngakho konke, lidlulisela wonke amadokhumenti adingekayo, ulwazi futhi lidwebe isicelo. Isinqumo senziwa ngemva kokuba ibhange lihlole izitifiketi zokuzalwa zezingane kanye nomlando wesikweletu wekhasimende.

Uma kuvunyiwe, ukusayinwa kwenkontileka yokuthengisa kuyalandela. Uma iklayenti liqashisa imoto yalo ekuhwebeni - isivumelwano sesabelo.

Izinyathelo ezilandelayo:

  • Ukubhaliswa komshwalense we-CASCO.
  • Ukwenza idiphozithi yokuqala.
  • Ukusayina isivumelwano semalimboleko.

Ngokushesha nje lapho izimali zifakwa ku-akhawunti yomthengisi wezimoto, umphathi angakwazi ukubeka imoto kumfakisicelo. Izimali ezingaphansi kwesivumelwano semalimboleko zitholwa ngosuku olulandelayo ngemva kokuxhaswa ngezimali, uxhaso ludluliselwa ngosuku lwesibili.

Ngemva kokuthenga, ikhasimende libhalisa imoto emaphoyiseni omgwaqo, bese linikeza i-PTS-ki yoqobo ebhange, lapho idokhumenti izogcinwa khona kuze kube yilapho imali ebolekiwe isibuyiselwe ngokugcwele.

shiya impendulo