Umshwalense wezinja usebenza njengomshwalense wezinja ezihlanganyelwe. Ngomnikelo wanyanga zonke, umshwalense ubuyisela konke noma ingxenye izindleko ezenzelwe ukunakekelwa noma imithi enqunywe udokotela wezilwane. Ngokuvamile, kunomkhawulo wonyaka wokubuyiselwa kwemali.

Umshwalense usebenza ngokubuyisela abanikazi bomthetho ngemali eqoqelwe iminikelo. Uma abantu abaningi benomshwalense, bangabuyisa kalula. Uma bambalwa abantu abanomshwalense noma uma abanikeli bechitha imali engaphezu kwaleyo abanikela ngayo, uhlelo alusebenzi. Ngakho-ke, inani leminikelo yakho kufanele lincike ohlotsheni lwesilwane (esidala, ukuzala kuncike ezinkingeni eziningi zempilo…) kepha futhi nesikhathi sokunikela (kungcono ukuqala ukufaka imali isencane) nokuthi uvama kangaki lindela ukubona udokotela wezilwane wakho. E-UK ingxenye enkulu yezilwane inomshuwalense. Lokhu kuvumela odokotela bezilwane ukuthi banikeze ikhwalithi engcono yokunakekelwa kanye namasu athuthuke kakhulu okunakekela nokuxilongwa.

Ngokwenkontileka yomshwalense wezinja, uzobuyiselwa imali yakho ngemuva kokubuyisa ifomu eligcwalisiwe futhi lisayinwe udokotela wezilwane. Leli fomu lifingqa ukuxilongwa nezindleko zakho zokwelapha noma ukugoma isilwane sakho. Imvamisa, kuyadingeka ukunamathisela i-invoyisi esayinwe ngudokotela wezilwane nomuthi kadokotela uma ngabe kunemithi ebekiwe. Ezinye izinkampani zomshwalense zikunikeza ikhadi lasebhange elikuvumela ukuthi uqhubekisele phambili izindleko.

Inkampani yomshuwalense mutual yezinja inesithakazelo sangempela kuzo zonke izinja. Noma inja eneminyaka emi-5 enempilo futhi elungiswe kahle ingagula ineminyaka eyi-10 futhi idinga ukwelashwa okubizayo impilo yonke ngokuhlolwa kwegazi, ngokwesibonelo, ozojabula ukungakhokhi u-100% inyanga ngayinye. Imali ekhokhwa nyanga zonke yomshuwalense wezinja ifana nokubekela eceleni imali ngaphambili uma kwenzeka ishaywa kanzima.

Sicela uqaphele ukuthi lokhu kungase kuhluke kuye ngezinkontileka.

Kunezimo umshwalense wezinja ongazibandakanyi ngokuvamile:

• Izindleko zokuhlinza ezibangelwa izifo zokuzalwa nezofuzo, njengokugudlulwa kwe-kneecap yenja encane.
• Ezinye izinkampani zomshwalense zidinga ukuthi ugcwalise uhlu lwemibuzo yezempilo ngaphambi kokubhalisa ukuze ukhiphe izilwane esezigula kakade.
• Izindleko zokususwa kwenja kanye nokuvala inzalo.
• Imikhiqizo yenhlanzeko ngaphandle kokwelapha izakhiwo.
• Imithi ethile yokududuza (izithako zokudla zezinwele, njll.).
• Izindleko zokwelashwa kwezilwane ezenzeke phesheya.
• Eminye imishwalense ayemukeli imidlwane engaphansi kwezinyanga ezimbili noma ezintathu ubudala nezinja ezineminyaka engaphezu kwemihlanu noma eyisi-2 ngenkontileka yokuqala bese ibaqinisekisa impilo yabo yonke.

Okubuyiselwa ngumshuwalense (qaphela ukufunda inkontileka yakho!)

• Izindleko ezitholwe ngenxa yokugula noma yengozi: ukuhlinzwa, ukuhlolwa okwengeziwe, ukulaliswa esibhedlela, izidakamizwa, izidakamizwa ezinqunyiwe zokuthenga emakhemisi, ukugqoka… Ngaphakathi komkhawulo wophahla lwaminyaka yonke oluqinisekiswe umshwalense.
• Izindlela zokuzivikela ezinjengokugomela inja minyaka yonke, izikelemu kanye namazeze.
• Ukubuyekezwa konyaka kokuvikela, ikakhulukazi izinja ezindala.

Lezi zimo zivame ukuhlangabezana nemibandela yenkontileka kepha kunezinhlobonhlobo eziningi zezinkontileka zomshwalense (umshwalense ofanayo unganikela ngamaphakeji ayishumi noma ehlukene kakhulu). Ezinye izinkampani zomshuwalense zibuyisela izindleko ezinye ezingazikhokhi. Ezinye izinkampani zomshwalense zize zamukele izilwane ezineminyaka engu-10 ezingaziwa ngaphandle kohlu lwemibuzo lwezempilo. Funda okunikezwayo ngokucophelela, buza imibuzo eminingi futhi unganqikazi ukubuza udokotela wezilwane wakho. Sicela uqaphele ukuthi eminye imishwalense ihlinzeka ngenkontileka nembuyiselo ezindlekweni zokugula kuphela, noma kuphela uma kwenzeka kuba nengozi ... Ngakho funda isivumelwano sakho ngokucophelela.

Kungathakazelisa uma zonke izilwane bezinomshwalense. Okokuqala, ngenxa yempilo yohlelo, lapho abahlanganyeli bengeziwe benza ngcono ukusebenza kwesistimu. Lapho-ke, ngoba nezinja, asikaze siphephe ekuvakasheni (noma) kwababili kudokotela wezilwane ngonyaka we-gastroenteritis ngoba udle okuthile 'obekungadingekile futhi ngoba kuyadingeka ukuzigoma minyaka yonke. Ngaphezu kwalokho, isikhathi sokuphila kwezinja zethu siyanda futhi ngokuqala kwezifo ze inja endala okudala izindlela zokwelapha ezibiza kakhulu noma ezingabizi kakhulu zesikhathi eside. Ukwazi ukuthi sinenkampani yomshuwalense ohlangene ehlanganisa izindleko zezilwane kukhulisa ukuthula kwengqondo yakho futhi kukwenze unganqeni uma kukhulunywa ngokugcina isilwane sakho sisempilweni enhle.

Ngokuqondile, uma unenja enkulu noma inja yaseFrance noma inja enesikhathi eside sokuphila futhi ungakabi nayo inja efanayo, ungacabanga ngakho, buza abanye abanikazi bezinja ezindala uhlobo olufanayo ukuthola ukuthi kanjani izindleko zabo zempilo zonyaka noma ukuxoxa ngazo nodokotela wezilwane. Ngikweluleka ukuthi uthathe umshwalense omuhle wezempilo usencane. Hlela isivumelwano sakho nohlobo lwenja ongumnikazi wayo. Inja yaseBernese yasezintabeni ngokuqinisekile izodinga umshuwalense ongcono kune-bichon, isibonelo.

Ukuvuselela ngokuvamile kwenziwa buthule njalo ngonyaka. Uma ufuna ukushintsha inkontileka yakho, ngokuvamile kufanele ukhansele lo mshwalense isikhathi esithile NGAPHAMBI kosuku lokugubha unyaka.. Ngaphezu kwalokho, uma inja yakho ifa, ukunqanyulwa akuzenzeki ngaso sonke isikhathi. Cabanga ngokucela isitifiketi sokushona kudokotela wezilwane.

Kunezinkampani zemishwalense ezikhethekile zezilwane. Ungabhalisela futhi nebhange lakho noma umshuwalense wakho (ikhaya ngokwesibonelo), kwesinye isikhathi banikela ngezivumelwano zomshwalense wezinja.