Okufanele ukwenze uma kwenzeka ingozi
Azikho izingozi emigwaqweni, futhi ngezinye izikhathi ziyenzeka kithina nakubantu esibathandayo. Ngokubambisana nabameli siyasho ukuthi yini okufanele yenziwe uma kwenzeka ingozi

Imithetho yomgwaqo ishintsha njalo. Ngisho nomshayeli onolwazi akakwazi ukugcina umkhondo wawo wonke ama-nuances. Futhi uma ungena engozini, uqala ukuhlunga izindaba zakamuva mayelana ne-European protocol, ubiza ukhomishana wezimo eziphuthumayo kanye namaphoyisa omgwaqo ekhanda lakho. Kubalulekile ukuthi ungawenzi amaphutha ukuze ngokuhamba kwesikhathi ungabi yicala futhi ugweme izinkinga ngomshwalense. I-Healthy Food Near Me, kanye nabameli, balungiselele imemo mayelana nokuthi yini okufanele yenziwe uma kwenzeka ingozi kanye nendlela yokufaka ingozi ngendlela efanele.

Izibopho zomshayeli uma kwenzeka ingozi ngokwemithetho yomgwaqo

Uma ubandakanyeka engozini yomgwaqo, okokuqala, kufanele wenze lezi zenzo ezilandelayo ezichazwe emithethweni yomgwaqo:

  • vula i-alamu;
  • beka uphawu lokumisa izimo eziphuthumayo: okungenani amamitha ayi-15 ukusuka engozini ezindaweni ezinabantu abaningi futhi okungenani amamitha angama-30 ngaphandle kwedolobha;
  • hlola ukuthi zikhona yini izisulu phakathi kwabanye ababambiqhaza kulesi sigameko;
  • ungazisusi izinto ezihlobene nengozi - izingcezwana zamalambu, izingxenye zebhampa, njll. - shiya yonke into njengoba injalo.

– Uma ingozi yenzeke ngaphandle kwedolobha, ebusuku, noma ngaphansi kwezimo ezingabonakali kahle - inkungu, imvula enamandla - khona-ke endleleni nomgwaqo kufanele ube ejakhethini noma ivesti elinemigqa yezinto ezikhanyayo, - amanothi. ummeli u-Anna Shinke.

Ingabe izimoto zivimbela ithrafikhi? Sula umgwaqo, kodwa qala ulungise indawo yezimoto esithombeni.

  • Lokhu kufanele kwenziwe ngendlela yokuthi, lapho kuhlaziywa ingozi, kungenzeka ukucacisa ngokunembile ukuthi yiziphi izimo izimoto ezihlala kuzo ngokuhlobene nomunye nomunye. Ungathathi kuphela izithombe zomonakalo, kodwa futhi nezinhlelo ezijwayelekile ezivela kuzo zonke izinhlangothi ezine, kanye nezithombe zesimo sendawo yomgwaqo, izimpawu, izimpawu, izibani zomgwaqo (uma zikhona). Zama ukumaka kulwazi lwesithombe amaphuzu lapho izithombe zithathwe khona.
  • Khumbula ukuthi kusukela ngoJulayi 2015, isibopho somshayeli sokusula umgwaqo siwela ngaphansi kwe-Athikili 12.27 (“Ukwehluleka ukwenza imisebenzi ehlobene nengozi”). Akwenziwanga njengoba bekulindelekile - inhlawulo yokwephula ama-ruble ayi-1000.

Ungakhohlwa ukubhala phansi othintana nabo kofakazi uma kwenzeka. Angase abe usizo esikhathini esizayo.

Nakani!

Ngokwehluleka komshayeli ukufeza izibopho ezishiwo yiMithetho yoMgwaqo, mayelana nengozi abe ebambe iqhaza kuyo, kanye nokushiya indawo yengozi umshayeli (uma zingekho izimpawu zesijeziso sobugebengu. isenzo), isikweletu sokuphatha sinikezwe (izingxenye 1, 2 ze-athikili 12.27 yeKhodi Yamacala Okuphatha we-Federation) .

Inqubo yabashayeli uma kwenzeka ingozi

Yini abashayeli okufanele bayenze kahle, nokuthi yini okufanele bayenze kuqala, uma bethole ingozi, kuya ngezimo ezithile - ingabe bakhona abashonile engozini, umonakalo owenziwe ezimotweni, ukuvalwa komgwaqo, njll. cabangela zonke lezi zimo ngokwehlukana .

Uma kwenzeka ingozi ngaphandle kwabalimele

Uma umonakalo wemoto ungathí sina, khona-ke umthetho olandelwayo waseYurophu uvunyelwe. Ngokusho kwayo, ungathola isinxephezelo ngomshuwalense kuze kufike ku-100 noma kuze kufike kuma-ruble ayizinkulungwane ezingama-400. Sizoxoxa ngalokhu ngokuningiliziwe ngezansi. Umbandela obalulekile wesivumelwano saseYurophu ukuthi bobabili abashayeli bayavumelana ngokuthi ubani okufanele asolwe ngale ngozi.

Uma kukhona abalimele engozini

Shayela abezimo eziphuthumayo ngokushesha. Kumakhalekhukhwini, inombolo ye-ambulensi ithi 103 noma 112. Qoqa imicabango yakho: udinga ukunikeza opharetha ikheli elinembile ngangokunokwenzeka ikheli lendawo yengozi. Uma kwenzeka emgwaqeni wezwe, i-navigator ku-smartphone izosiza ukuqoka ingxenye yomgwaqo.

Uma ingozi ikude ngaphandle kwedolobha, kunengozi yokuthi ithimba lezokwelapha ngeke libe ngesikhathi, kungase kube kulungele ukuthumela isisulu esibhedlela ngokudlula ezokuthutha. Kodwa-ke, ukwenza isinqumo mayelana nalokhu ngokwakho kugcwele, ngakho-ke lalela i-dispatcher ocingweni lwakho.

Amaphoyisa omgwaqo azofika endaweni yesigameko ukuzoqinisekisa ukuthi ingozi ihambe kanjani.

Nakani!

Ukushiya umuntu engozini kunikeza icala lobugebengu (Isigaba 125 se-Criminal Code of the Federation).

Uma isigebengu sengozi ngaphandle komshwalense

Umthetho uvimbela abashayeli ukuthi bashayele ngaphandle kwe-OSAGO. Kodwa-ke, abashayeli ababudedengu abangafuni ukuchitha imali ngokuba yisakhamuzi sezimoto abanciphi ngenxa yalokhu. Ngenxa yalokhu, amaphoyisa omgwaqo azokhipha inhlawulo yama-ruble angu-800 (12.37 Administrative Code of the Federation).

Kulokhu, akunakwenzeka ukudweba i-Europrotocol. Sekusele ukubiza amaphoyisa omgwaqo. Ngenxa yokuthi manje kunezinkampani eziningi ezingekho emthethweni ezakha amafomu e-OSAGO, sincoma ngokuqinile ukuthi uhlole inqubomgomo yecala ngesisekelo se-Union of Motor Insurers.

Nanku umyalelo wokuthi yini okumele yenziwe uma umenzi wengozi engenawo umshwalense noma umshwalense awuvumelekile.

  1. Cela ipasipoti yakhe, thatha isithombe sedokhumenti. Umuntu unelungelo lokwenqaba. Bese uthatha idatha ku-protocol yamaphoyisa omgwaqo.
  2. Buza ukuthi umuntu owenze ingozi uhlose ukunxephezela umonakalo futhi ngasiphi isamba.
  3. Thola imigomo kanye nenqubo yesinxephezelo: ngamanye amazwi, uma umenzi wecala ekhokhela ukulungiswa.
  4. Umuntu angase avume ngokushesha ukudlulisela imali kuwe noma akunike ukheshi.
  5. Yenza irisidi. Idokhumenti ibhalwe ngefomu lamahhala, kodwa kubalulekile ukuthi ibonise phakathi kobani futhi ngubani eyakhiwe (ngedatha yepasipoti), usuku, isizathu, inani lesinxephezelo kanye nesikhathi sokunxeshezelwa. Ngokwethiyori, umenzi wecala angase anqabe ukukhokha ngaso leso sikhathi. Bese ukhombisa irisidi, kuze kube yisiphi isikhathi lapho ebophekile ukudlulisa imali ukukhokhela umonakalo.
  6. Ngemuva kokuthola isinxephezelo, isisulu siphinde sibhale isiliphu esishoyo ukuthi siyitholile imali futhi asinazo izicelo.

Ngeshwa, umenzi wengozi angase anyamalale ngemva kokwenza irisidi. Noma uziba ngokudelela noma yiziphi izikhumbuzo zesinxephezelo. Khona-ke izenzo zakho yilezi:

  1. Yenza isimangalo sokulincenga. Ngokuvamile, kungase futhi kube sesimweni samahhala. Kuyo, sho izidingo zakho zesinxephezelo, namathisela amasheke okulungiswa kwemoto, usho ukuba khona kwerisidi. Isicelo singathunyelwa ngemeyili ebhalisiwe ngokuvuma ukuthi sisitholile noma sinikezwe mathupha, okungcono kakhulu kofakazi.
  2. Uma idokhumenti ingamthinti umuntu, kusasele ukuya enkantolo. Isigebengu futhi lapha singawuziba umhlangano. Kulokhu, isinqumo sesinxephezelo senziwa ijaji ngaphandle kweqembu lesibili. Izikhonzi zenkantolo zizolanda isikweletu. Ngeshwa, akuwona wonke umuntu onama-akhawunti nempahla okungatholakala kuyo imali njengengxenye yecala. Ngakho-ke, ngezinye izikhathi inqubo idonsa iminyaka.

Uma umhlanganyeli engozini ephumile endaweni yesigameko

Uma umshayeli enza lokhu ngamabomu, ubhekene nezinsuku ezingu-15 zokuboshwa noma iminyaka engu-1,5 yokuphucwa ilayisense yokushayela (ingxenye 2 ye-athikili 12.27 ye-Code of Administrative Offences of the Federation). Lokhu kwenzeka uma bengekho abalimele. Ngokushiya indawo yengozi, lapho abalimele khona, kusongela iminyaka eyisikhombisa ejele. Uma umhlanganyeli wengozi efa, futhi isigebengu siphunyuke - iminyaka engu-12 ejele. Lokhu kushiwo ku-Art. 264 we-Criminal Code of the Federation.

Ngokweqile, umshayeli angase angaboni ukuthi usehlanganyele engozini. Isibonelo, i-SUV enkulu noma imishini yokwakha yayixhunywe imoto encane emgwaqeni. Umshayeli akaqondanga lutho wabe esehamba. Kulesi simo, lapho "umbaleki" etholakala, kungcono ukuvuma ngokushesha icala lakhe ukuze angangeni ngaphansi kokuncishwa amalungelo noma ukuboshwa kokuphatha. Kuyadingeka ukunxenxa amaphoyisa omgwaqo nolunye uhlangothi ukuthi lokhu akuyona ingozi ebulawe ngendlela efanele. Ngenxa yalokhu, bazojeziswa ngenhlawulo yama-ruble ayi-1000 (ingxenye 1 ye-athikili 12.27 ye-Code of Administrative Offences of the Federation).

Sikhulume ngomthwalo walabo abephula umthetho. Manje sizokutshela ukuthi yini okufanele uyenze kumsulu engozini enjalo. Okokuqala, udinga ukubiza amaphoyisa omgwaqo futhi unikeze imininingwane eminingi ngangokunokwenzeka: ikheli, isiqondiso sokunyakaza kwecala, imodeli yemoto, inombolo. Imoto izofakwa ohlwini lwabafunwayo.

Umshayeli olimele kufanele abheke ofakazi namakhamera endaweni yengozi. Bazosiza ekutholeni icala lomhlanganyeli wesibili uma icala liya enkantolo.

Indlela yokudweba i-protocol yaseYurophu uma kwenzeka ingozi

Siyahlola ukuthi kungenzeka yini ukukhipha ingozi ngokuya nge-European Protocol. Lokhu kungenzeka uma:

  • yizimoto ezimbili kuphela ezibandakanyeke engozini;
  • bobabili abashayeli bafakwe umshwalense ngaphansi kwe-OSAGO;
  • abekho abalimele engozini;
  • ingozi ayizange idale umonakalo kunoma ubani, ngaphandle kwabahlanganyeli ababili engozini;
  • ingqalasizinda yomgwaqo (izigxobo, amarobhothi, uthango), kanye nempahla yomuntu siqu yabashayeli (ama-smartphone, ezinye izinto zokusebenza nezinto) azithinteki;
  • abahlanganyeli bengozi abanakho ukungaboni ngaso linye mayelana nezimo zengozi kanye nomonakalo otholiwe;
  • omunye wabahlanganyeli engozini akafuni ukuthola inkokhelo ye-CASCO esikhathini esizayo;
  • inani lomonakalo alidluli ama-ruble ayizinkulungwane ezingama-400.

Uma konke kunjalo, sidweba amadokhumenti mayelana nengozi yezinkampani zomshuwalense (sigcwalisa isaziso sengozi, sikhishwa kanye ne-OSAGO) futhi sihamba ngokuthula.

I-Europrotocol kumele icacise onecala elilodwa. Awukwazi ukubhala ukuthi "bobabili banecala." Omunye umhlanganyeli uyavuma ukuthi unecala esazisweni sengozi, omunye uthi - "akanacala engozini."

Ngendlela ye-Europrotocol, ishidi lokuqala liyi-original, kanti eyesibili ingumbono, ikhophi. Kodwa ungase ungabi nesaziso esinjalo sengozi. Isibonelo, uma uthenge umshwalense ku-inthanethi. Kulokhu, kuzoba namafomu amabili afanayo ku-A4. Wagcwalise ngendlela efanayo.. Gwema amaphutha nokulungiswa. Ngobuningi bama-blots, kungcono ukubhala kabusha idokhumenti ukuze kube okokugcina.

Umthetho olandelwayo wokuqala ugcinwa yisisulu - lowo ongenacala engozini. Thatha isithombe semibhalo yecala: ilayisense yokushayela, inqubomgomo ye-STS kanye ne-OSAGO. Lokhu kuyinketho, kodwa kungase konge ezinye izinkinga esikhathini esizayo.

Umenzi wengozi uthatha ikhophi ye-European protocol ngemuva kwengozi aye enkampanini yakhe yomshuwalense. Lokhu kuthatha izinsuku ezinhlanu zebhizinisi. Ezinsukwini eziyi-15 ezilandelayo, awukwazi ukulungisa umonakalo otholwe yimoto engozini.

Uma wesaba ukugcwalisa amaphepha ngokungalungile, kungcono ukubiza ikhomishana yezimo eziphuthumayo. Lo chwepheshe uzokusiza ukuthi uthathe izithombe ezifanele futhi ufake yonke into kahle kumadokhumenti.

Kubalulekile!

Uma ugcwalisa i-European protocol efomini lephepha, isinxephezelo somonakalo ngeke sidlule ama-ruble ayizinkulungwane eziyi-100. Ngo-2021, uhlelo lokusebenza lwe-smartphone ye-OSAGO Helper lwethulwa ezweni lonke. Ngayo, kunengqondo ukudweba ingozi, umonakalo ofinyelela kuwo kuze kufike kuma-ruble ayizinkulungwane ezingama-400.

Futhi, bobabili abahlanganyeli engozini kumele babhaliswe ku-portal ye-Gosuslug. Umuntu oyedwa kuphela odinga uhlelo lokusebenza lwe-smartphone ye-OSAGO Helper. Siyakuxwayisa ukuthi uhlelo lusha, abasebenzisi banezikhalazo eziningi mayelana nengxenye yalo yobuchwepheshe.

Uma abashayeli benokungaboni ngaso linye ngezimo zengozi

Esimeni lapho kungenakwenzeka ukuvumelana ngokuthi ubani olungile nokuthi ubani ongalungile, kunendlela eyodwa kuphela yokuphuma - ukubiza amaphoyisa omgwaqo. Kuzoba nezinketho eziningi.

1. Iya emnyangweni wamaphoyisa omgwaqo oseduze ukuze ubhalise - eqenjini lokuhlaziya.

Kulokhu, abashayeli endaweni bachaza izimo zengozi, badwebe umdwebo, balungise indawo yezimoto, umonakalo kanye nemikhondo esithombeni nevidiyo, futhi ngale mibhalo bathunyelwa ngokushesha emnyangweni wamaphoyisa omgwaqo. .

Isidingo esiyisibopho:

  • gcwalisa umbiko wengozi;
  • thintana nenkampani yakho yomshwalense futhi ubike umcimbi ofakwe kumshwalense;
  • Qinisekisa ukuthi nabanye abantu ababandakanyeka engozini benze okufanayo.

2. Linda amaphoyisa.

– Ngemva kokubhaliswa kwengozi, kufanele uthole iphrothokholi ngecala lokuphatha, isinqumo ecaleni lecala lokuphatha noma isinqumo sokwenqaba ukuqala icala. Funda ngokucophelela iphrothokholi ngaphambi kokuyisayina, khombisa ukungavumelani kwakho, uma kukhona. Khumbula ukuthi uma kwenzeka ungavumelani nezinqumo, unezinsuku eziyi-10 kuphela kusukela osukwini owamukelwe ngalo ukuze uzidlulisele, - kucaciswe ummeli u-Anna Shinke.

Imibuzo nezimpendulo ezidumile

Kungenzeka yini ukushiya indawo yengozi ulimele kancane?
Uma bobabili abahlanganyeli engozini encane bevuma ukuthi umonakalo mncane, khona-ke ungahlakaza. Kunephuzu elibaluleke kakhulu: qiniseka ukuthi ubhala amarisidi afanayo angenazo izikhalazo. Uma lokhu kungenziwanga, umhlanganyeli wesibili engozini angase ashayele amaphoyisa abike ukuthi ube sengozini, omunye umshayeli wabaleka. Ngeke kusebenze ukufakazela ukuthi unqume yonke into ngaso leso sikhathi. Ubufakazi obubhaliwe kuphela obunepasi kanye namasignesha buzosiza.
Kungenzeka yini ukufaka ingozi ezinsukwini ezimbalwa?
Ngokwethiyori, ngokuvumelana, lokhu kungenziwa. Ngaphandle uma kunjalo, abekho abalimele. Kodwa sikuphi isiqinisekiso sokuthi umhlanganyeli wesibili ngeke athi ubalekele endaweni yengozi? Ngohlelo lokusebenza ukubhaliswa kwe- "OSAGO Assistant" kuthatha imizuzu eyi-15-20. Kungcono ukwenza yonke into ngesikhathi esisodwa.
Yini okufanele uyenze uma engekho omunye obambe iqhaza engozini?
Ngenhla, sihlaziye isimo lapho umhlanganyeli wesibili engozini ebaleke endaweni yesigameko. Kodwa ngezinye izikhathi kuba nemoto eyodwa kuphela engozini. Ngokwesibonelo, washayisa uthango, wagawula isigxobo, wandizela eceleni komgwaqo. Inketho yesibili.

1. Ingozi yenzeke emgwaqeni. Yazisa inkampani yomshuwalense uma idingwa yi-OSAGO noma i-CASCO. Shayela amaphoyisa omgwaqo uwachazele isimo. Uma ingozi ingembi kakhulu, futhi ungenayo i-CASCO, amaphoyisa omgwaqo angase anqabe ukuza. Mhlawumbe nawe awukudingi. Kuzodingeka ulinde isikhathi eside.

Uma ingozi iyimbi, amaphoyisa azofika ngokushesha. Thatha izithombe eziningi zesigcawu kuwo wonke ama-engeli. Iphoyisa lomgwaqo lizodweba umthetho olandelwayo. Ungavilaphi ukuphinda uyifunde ngemva kwalokho ukuze zonke izinkundla zigcwale. Lokhu kubalulekile ekutholeni izinkokhelo ze-CASCO, njll. Uma kamuva ufuna ukumangalela, isibonelo, nabasebenzi bomgwaqo abangabekanga kahle i-asphalt, umthetho olandelwayo ovela emaphoyiseni omgwaqo uzoba yingxabano enkulu enkantolo.

2. Ingozi yenzeke endaweni yokupaka, endaweni yokupaka, egcekeni. Udinga ukushayela i-precinct. Kulula ukwenza lokhu ngomsebenzi womnyango wesifunda. Ngaphezu kwalokho, yonke into iyafana njengoba kuchazwe endimeni engenhla.

shiya impendulo