Okuqukethwe
I-Infographic: Yini okufanele ishintshe emindenini ngo-2015
Ikhefu labazali, i-PAJE … ibhekene nenqubomgomo entsha yomndeni engase isetshenziswe ngo-2015, omama bakhathazekile. Ukwabelana okuyimpoqo kwekhefu labazali phakathi kwabazali, kusukela enganeni yesibili, ukuze bakwazi ukusizakala ngale minyaka emi-3, kuyabacindezela kakhulu. Olunye ushintsho olukhulu olungenzeka: ukuguquguquka kwezibonelelo zomndeni ngokwemali engenayo, ngophahla olubili lwama-euro angama-6000 nama-8000. Qaphela nokho ukuthi kufanele kusetshenziswe indlela yokushelela ngemali engenayo esondele ku-6 no-000 euros. Isibonelo, emndenini onezingane ezimbili kanye nemali engenayo yama-euro angu-8, izibonelelo ezikhokhelwayo zizoncishiswa ngama-euro angu-000, hhayi ngohhafu. I-6 ithembisa ukuba unyaka omatasa emindenini. Izincazelo.
Ikhefu labazali
Njengamanje, ilivu yabazali ingathathwa umzali ngamunye isikhathi esiphelele seminyaka emi-3, evuselelwa njalo ezinyangeni eziyisi-6. Uma ukuguqulwa kudlula ngo-2015, kuhlelwe ukuthi kugcinwe iminyaka engu-3 yekhefu lapho kukhona ukwabelana phakathi kwabazali. Eyokuqala izoba nelungelo lezinyanga ezingama-24 bese eyesibili ibe yizinyanga eziyi-12.
Ekubelethweni kwabantwana abaningi, ikhefu lokufunda labazali linganwetshwa kuze kube yilapho izingane zingena enkulisa. Esinye isimo: ukuzalwa kaningi kwezingane okungenani ezintathu noma ukufika kanyekanye kwezingane zokutholwa okungenani ezintathu noma eziphathiswe umgomo wokutholwa. Ikhefu labazali linganwetshwa izikhathi ezinhlanu ukuze liphele ngaphambi kosuku lokuzalwa lwesithupha lwezingane.
Uguquko luphinde luhlinzekele isilinganiso sokuzalwa kwengane yokuqala: isikhathi sekhefu labazali sisuka ezinyangeni eziyisithupha singakhuphuka sibe yizinyanga eziyisi-6 kumzali ngamunye, okungukuthi ingqikithi yezinyanga eziyi-12 zokuba khona. Kodwa-ke, akunakwenzeka ukudlulisa izinyanga ezi-6 ezingathathwanga.
Izibonelelo zomndeni
Ngokokuqala ngqá eFrance, umgomo wokusebenza ngokubambisana kwezibonelelo zomndeni uyabuzwa. Amasekela avotele ukushintshwa kwezibonelelo zomndeni ngokwemali engenayo. Ngakho-ke izinzuzo zomndeni zizokwehliswa ngohhafu ukusuka kuma-euro angu-6 emalini engenayo yanyanga zonke yomndeni onezingane ezimbili. Ngakho-ke bazokwenyukela kuma-euro angama-000 esikhundleni sama-euro angama-65 njengamanje. Futhi ngama-euro amane ukusuka ku-129 emalini engenayo, noma cishe ama-euro ayi-8.
Indlela yokushelela yemali engenayo esondele ku-6 nama-euro angu-000 ivunyiwe. Isibonelo, emndenini onezingane ezimbili kanye nemali engenayo yama-euro angu-8, izibonelelo ezikhokhelwayo zizoncishiswa ngama-euro angu-000, hhayi ngohhafu.
IKHASI
Iphrimiyamu yokuzalwa izokhokhwa kusukela enganeni yokuqala, futhi ngenani lama-euro angu-1 (inani elivumelekile kuze kube uMashi 923,08). Kuhlelwe ukuthi ngeke isakhokhelwa ngenyanga yesi-2015 yokukhulelwa kodwa uma kuzalwa ingane. Isibonelelo esiyisisekelo sizokhokhwa ekuqaleni kwenyanga elandela ukuzalwa futhi ngeke sisakhokhwa ekuzalweni komntwana.