Sekunezinkulumo eziningi mayelana neholo lokungenzi lutho muva nje. Mhlawumbe akekho umuntu owayengeke ezwe ngaye, futhi ngisho kancane waphupha. Imali engenayo engancikile emisebenzini yakho yansuku zonke.
Isibonelo ukutshalwa kwemali okwaziwayo ebhange ngenzalo. Uma imali yakho ikusebenzela, kodwa akukho mzamo odingekayo, vele uyifake ku-akhawunti yakho futhi uyigcwalise ngesikhathi esifanele ukuze inani lokugcina libe likhulu. “I-Piggy bank” kumakhadi asebhange iphinde ibhekisele kulolu hlobo lwemali etholwayo.
Namuhla, phakathi kwezigaba ezihlukahlukene zabantu, ukutshalwa kwezimali kuthola udumo ngokushesha. Ungakwazi ukutshala imali cishe kukho konke: ebhizinisini, ingcebo, kuwe noma ubucwebe.
Enye inketho enhle kungaba ukutshala imali kugolide https://energylineinvest.com/stoit-li-vkladyvat-dengi-v-zoloto/. Phela, le nsimbi ibilokhu ifunwa amakhulu eminyaka, ngisho nasezimeni ezibucayi, ayikaze ilahlekelwe ukuthandwa kwayo.
Ingabe kufanelekile ukutshala imali egolideni: okuhle nokubi
Ngemva kokufunda mayelana nokutshalwa kwezimali nokufunda ulwazi oluningi ngakho, abantu basenemibuzo ukuthi kunenzuzo yini ukutshala igolide. Kunezizathu ezimbalwa zokuthi kungani abatshalizimali asebekhulile bathande ukutshala imali egolideni:
- Okokuqala, intengo yayo ikhuphuka kancane kodwa kancane. Okusho ukuthi, ngeke kube khona ukugxuma, phezulu naphansi.
- Okwesibili, akunankinga nokwehla kwamandla emali. Ngokuqondile, kunoma yikuphi, ungayithengisa, mhlawumbe ngokulahlekelwa, kodwa kuyoba okuncane.
- Okwesithathu, igolide liyinsimbi enemisebenzi eminingi. Emazweni amaningi, bangakhokha.
Kuma-minuses, umuntu angaveza iqiniso lokuthi uzobona umphumela obonakalayo wokutshala imali egolideni okungenani eminyakeni eyi-8-12. Futhi, uma utshala igolide, udinga ukuchitha imali eningi, ngoba isidingo sikhulu futhi uma utshala ubuncane, khona-ke imali engenayo izofana.
Indlela yokutshala igolide?
Kunezindlela ezimbalwa zokutshala imali egolideni:
- Ukuthenga izinhlamvu zemali zegolide (uma ungadingi umphumela osheshayo).
- Ukutshalwa kwezimali emigodweni yegolide (isikhathi eside).
- Ukutshala imali kubucwebe nezinsimbi eziyigugu ezibonakalayo.
- Ama-akhawunti ensimbi angenamuntu (izingozi ezincane lapho ukhetha ibhange elithembekile).
Nokho, impendulo yombuzo othi “Ingabe kunenzuzo ukuthenga igolide?” Kungaba mfishane kakhulu. Le ndlela ifaneleka kakhulu kwabaqalayo, kodwa lokhu akusho ukuthi ezinye izimali zegolide azivunyelwe. Into eyinhloko ukwenza izimali esikhathini eside ukuze uthole umphumela omuhle ngendlela yenzuzo.