Okuqukethwe
Isibonelelo sokuzalwa sezingane ezi-3: inani, izinzuzo, okwesithathu
Ngemva kokuzalwa komntwana wesithathu, umndeni unikezwa isikhundla somndeni omkhulu. Ngenxa yalokhu, abazali banelungelo lokubala izinzuzo ezengeziwe kanye nezibonelelo, kanye nosizo oluhlukahlukene lwezezimali oluvela kuhulumeni. Isibonelelo sokuzalwa kwezingane ezi-3 siyisamba futhi sanyanga zonke.
Izinkokhelo ngemva kokuzalwa kwengane yesithathu
Ezinye izinzuzo zinikezwa kungakhathaliseki ukuthi imuphi umntwana ozelwe. Lokhu kuhlanganisa ukunakekelwa kanye kuphela kokubeletha, okungamaphesenti angu-100 omholo kamama. Uma owesifazane ebhalisiwe esikhungweni sokuqashwa, ukhokhwa ama-ruble angu-613 ngenyanga ngayinye yekhefu lokubeletha. Ngaphezu kwalokho, bonke omama, kungakhathaliseki ukuthi isimo noma inombolo yezingane, bathola isibonelelo sesikhathi esisodwa ngesikhathi sokuzalwa, ubukhulu baso bungama-ruble angu-16 350 ngo-2018, amanani afakwa njalo ngonyaka.
Imali yokuzalwa yezingane ezi-3 incike esimweni sikamama.
Ngaphansi komthetho wamanje, wonke umndeni okuvele kuwo izingane ezingu-3 unelungelo lokuthola lezi zinkokhelo zenyanga ezilandelayo:
- Isibonelelo sokunakekela. Lolu sizo lukhokhwa kuze kube yilapho umntwana eba neminyaka eyi-1,5 ubudala. Amanani ezinzuzo abalwa ngemali engenayo kamama osebenzayo. Abesifazane abangasebenzi banqunyelwe umholo omncane, ubukhulu bawo obungama-ruble angu-6. Isibonelelo esiphezulu singama-ruble ayi-131.
- Izinzuzo zezingane ezingaphansi kweminyaka emi-3 ubudala. Izinkokhelo ezinjalo zenziwa kuphela ezifundeni ezingama-42 zezwe lethu. Baqokwa uma isamba semali engenayo yomndeni ingeqi ezingeni lokuziphilisa.
- Izinzuzo zezingane ezingaphansi kweminyaka engu-18 ubudala. Ungathola inani lezinkokhelo esifundeni sakho emnyangweni oseduze wokuvikelwa komphakathi.
Ngemva kokuzalwa, izingane ezi-3 zinelungelo lokuthola imali yokubeletha, inani layo elingama-ruble angu-453. Kodwa kuphela labo bazali abangazange bathathe izinkokhelo ezinjalo ngemva kokuzalwa kwengane yabo yesibili bazokwazi ukuyithola. Kwezinye izifunda, inhloko-dolobha yesifunda inikezwa, isilinganiso senani lesibonelelo esinjalo singama-ruble ayizinkulungwane ezingama-026.
Ngemva kokuzalwa kwengane yesi-3, ungathembela kulokhu okulandelayo:
- Ukuthola imali mboleko yezindlu isikhathi esiyiminyaka engama-30 ngaphandle kwesidingo sokwenza inkokhelo yokuqala.
- 50% isaphulelo kuzindleko zezinsiza.
- Ukuthola mahhala indawo.
- Khuphula ilivu yonyaka ngezinsuku ezi-5.
- Ukwamukelwa ezikhungweni zasenkulisa ngaphandle kokulinda kulayini.
- Ukungena mahhala kwezingane ezigabeni zezemidlalo noma emibuthanweni yokudala.
- Ukukhipha imithi kadokotela yamahhala.
- Isaphulelo esinguhhafu emfundweni yasenyuvesi.
- Ukudla kwamahhala kwezingane esikoleni.
Umbuso unentshisekelo ekwandeni kwesibalo sabantu, futhi ngengane ngayinye entsha, umndeni unikezwa uxhaso oluyandayo kanye nezinxephezelo. Ngakho-ke, asikho isidingo sokwesaba ukubeletha umntwana wesithathu, ngoba usizo lwezezimali kanye nezinkokhelo zenyanga kuzosiza ukubhekana nezinkinga eziningi zezimali.