Ubhubhane lwe-coronavirus seluphonsele inselelo, mhlawumbe, zonke izindawo, futhi imakethe yezindlu ezithengiswayo nayo iyafana. Ezikhathini “zokuthula”, isigebengu kuphela esingacabanga ukuthengwa kwefulethi ngaphandle kokuthinta. Ngaphandle kokuthuthuka okusheshayo kobuchwepheshe obusizungezile, bekuyisiko kubo bonke ababambiqhaza ekuthengiseni ukwenza zonke izigaba - kusukela ekubukeni indawo yokuhlala kuya ekutholeni imali yendlu kanye nokhiye - ungaxhunyiwe ku-inthanethi.
Mayelana nochwepheshe: U-Ekaterina Ulyanova, uMqondisi Wokuthuthukisa we-accelerator yezindlu ezithengiswayo kwa-Glorax Infotech.
I-COVID-19 isizenzele ezayo izinguquko: uguquko kwezobuchwepheshe manje seluthwebula ngokushesha ngisho nezindawo ezilondoloza kakhulu. Ngaphambilini, amathuluzi edijithali e-real estate ayebhekwa njengebhonasi, ukupakishwa okuhle, iqhinga lokumaketha. Manje leli iqiniso lethu nekusasa. Onjiniyela, abakhi nabadayisi bakuqonda kahle lokhu.
Namuhla kunegagasi lesibili lokuthandwa kweziqalo ezivela emhlabeni wePropTech (impahla nobuchwepheshe). Leli igama lobuchwepheshe obushintsha ukuqonda kwethu indlela abantu abakha ngayo, bakhetha ngayo, bathenge, balungise futhi baqashe izindlu ezithengiswayo.
Leli gama laqanjwa eFrance ekupheleni kwekhulu le-2019. Ngo-XNUMX, Ngokusho kwe-CREtech, cishe amaRandi ayizigidi eziyizinkulungwane ezingama-25 etshalwe ekuqaleni kwePropTech emhlabeni jikelele.
Ithrendi No. 1. Amathuluzi okubonisa izinto akude
Ehlome ngegajethi, umthengi akasakwazi (futhi akafuni) ukuza endaweni yokwakha kanye negumbi lombukiso: ukuzehlukanisa kuphoqelela kokubili unjiniyela kanye nomthengi ongaba namandla ukushintsha amaphethini avamile okusebenzelana. Basiza amathuluzi e-IT aklanyelwe ukukhombisa indlu, ukwakheka, isigaba samanje sokwakha kanye nengqalasizinda yesikhathi esizayo. Ngokusobala, i-Zoom akuyona isevisi elula kakhulu ngezinjongo ezinjalo. Kuze kube manje, ubuchwepheshe be-VR abulongi noma: izixazululo ezikhona manje emakethe zaziklanyelwe ukumangaza labo asebevele bakhona ngokomzimba.
Manje abathuthukisi kanye nabadayisi badinga ukumangala labo abahlezi ngokukhululekile esofeni. Ngaphambilini, bobabili abathuthukisi abakhulu nabaphakathi babenokuvakasha kwe-3D ku-arsenal yabo, eyayisetshenziselwa ukuthengisa amafulethi aphelile. Ngokuvamile izinhlobo ezimbili noma ezintathu zamafulethi zazinikezwa ngale ndlela. Manje isidingo sokuvakasha kwe-3D sizokhula. Lokhu kusho ukuthi ubuchwepheshe buzodingeka obuvumela onjiniyela abancane ukuthi bakhe izakhiwo ze-3D ngokuvumelana nezinhlelo ngaphandle kokulinda isikhathi eside kanye nokukhokha ngokweqile, basebenze ngezithombe ezibonakalayo ngaphandle kokuqasha ibutho lochwepheshe ababizayo. Manje sekunomfutho wangempela emibukisweni yokusondeza, onjiniyela abaningi baye bayisebenzisa ngesikhathi esifushane. Isibonelo, i-zoom-show yezinto ibanjwe endaweni yokuhlala "Legend" (St. Petersburg), ezintweni zenkampani yokuthuthukiswa "Brusnika" nabanye.
Ukuqamba okusha ngeke kudlule ohlangothini lweklayenti. Amawijethi ahlukahlukene amawebhusayithi azovela, anikeze, ngokwesibonelo, amathuba okwenza ngokwezifiso ukulungiswa, okungenzeka ngaphakathi Uhambo lwe-3D ukuze uthole umklamo wangaphakathi. Iziqalo eziningi ezinezixazululo ezifanayo manje sezisebenza ku-accelerator yethu, okubonisa ukwanda okukhulu kwentshisekelo ekuthuthukisweni kwezinsizakalo ezikhethekile kakhulu.
Ithrendi No. 2. Abakhi bazoqinisa amawebhusayithi onjiniyela
Yonke into imakethe ebilokhu ihamba kancane futhi ngobuvila ibheke kuso sonke lesi sikhathi isibe yisidingo esibalulekile. Nakuba kuseyingxenye yesithombe kwabaningi, amawebhusayithi ezinkampani zokwakha aphenduka ngokushesha abe isiteshi esikhulu sokuthengisa nokuxhumana namakhasimende. Ukunikezwa okuhle kwezakhiwo zokuhlala ezizayo, izakhiwo ze-pdf, amakhamera asakaza ukuthi ukwakhiwa kwenzeka kanjani ngesikhathi sangempela - lokhu akusanele. Labo abangakwazi ukuhlomisa isayithi nge-akhawunti yomuntu siqu elula kakhulu ngokusebenza okunwetshiwe nokuvuselelwe njalo bazogcina izikhundla zabo emakethe. Isibonelo esihle lapha kungaba iwebhusayithi ye-PIK noma ye-INGRAD ene-akhawunti yomuntu siqu esebenza kahle.
I-akhawunti yomuntu siqu akufanele ibe umthwalo kumsebenzisi kanye nenkampani, kodwa iwindi elilodwa lokuxhumana, lapho kulula khona ukubuka zonke izinketho zezindlu ezingase zibe khona ezakhiweni ezisakhiwayo, bhukha indawo oyithandayo, usayine isivumelwano, ukhethe futhi hlela i-mortgage, ukuqapha inqubekelaphambili yokwakhiwa.
Ngokusobala, emaqinisweni amanje, izinkampani azinayo isabelomali futhi, okubaluleke kakhulu, isikhathi sokuthuthuka kwazo. Sidinga umakhi ukuze aqinise amasayithi onjiniyela alandele isibonelo salabo bakhi asebevele bekhona ukuze basebenzise isitolo se-inthanethi kusukela ekuqaleni nganoma yimiphi imininingwane yomsebenzi; iwijethi ekuvumela ukuthi uxhume ukuzuza kanye ne-chat bot, ithuluzi elibonisa ngokubonakalayo inqubo yokucubungula ukuthengiselana, inkundla elula yokuphathwa kwemibhalo ye-elekthronikhi. Isibonelo, inkundla ye-Profitbase IT ayinikezi kuphela izixazululo zokumaketha nezokuthengisa, kodwa futhi nezinsizakalo zokubhukha amafulethi ku-inthanethi nokubhaliswa kokwenziwe nge-inthanethi.
I-Trend No. 3. Amasevisi enza kube lula ukusebenzisana konjiniyela, umthengi namabhange
Ubuchwepheshe obudingwa yimboni yezindlu ezithengiswayo manje akufanele bubonise kakhulu into ngaphandle kokuxhumana phakathi komthengisi nomthengi, kodwa bulethe isivumelwano ekupheleni - futhi futhi ukude.
Ikusasa lemboni yezindlu ezithengiswayo lincike ekutheni iFinTech neProperTech eziqalayo zisebenzisana kanjani.
Ukukhokha ku-inthanethi kanye nezindlu ezibolekiwe eziku-inthanethi bezikhona phambilini, kepha ngaphambi kwalolu bhubhane bekungamathuluzi okuthengisa avame kakhulu. Manje i-coronavirus iphoqa wonke umuntu ukuthi asebenzise lawa mathuluzi. Uhulumeni waseRussia yenze yaba lula indaba yokuthola isiginesha yedijithali, okufanele isheshise ukuthuthukiswa kwale mboni.
Izibalo zibonisa ukuthi ku-80% yamacala ukuthengwa kwefulethi ezweni lethu kuhambisana nokuthengiselana kwempahla. Ukuxhumana okusheshayo, okulula nokuvikelekile nebhange kubalulekile lapha. Labo bathuthukisi abanamabhange ezobuchwepheshe njengabalingani bazowina, futhi lonke uhlelo luzohlelwa ngendlela yokunciphisa inani lokuvakasha ehhovisi. Phakathi naleso sikhathi, ukwethulwa kwesicelo se-mortgage esizeni esinekhono lokuyithumela emabhange ahlukene kusheshisa inqubo yokuthenga ifulethi.
I-Trend No. 4. Ubuchwepheshe bokwakha nokuphathwa kwezakhiwo
Ukusungulwa ngeke kuthinte uhlangothi lweklayenti kuphela lwenqubo. Izindleko zamafulethi zakhiwe ngezinqubo zangaphakathi enkampanini. Abathuthukisi abaningi kuzodingeka bandise ukwakheka kweminyango, babheke izindlela zokunciphisa izindleko zokwakha ngokusebenzisa ubuchwepheshe obusha. Izinsizakalo zizodingeka, okuvumela ukubala ukuthi inkampani ingalondoloza kuphi futhi kanjani kuzinsiza, isebenze ngokuzenzakalelayo. Lokhu kuphinda kusebenze kwisofthiwe yokuklama nesofthiwe yokuhlaziya iziza zokwakha kanye nezinsizakalo zokuphathwa kwezakhiwo kusetshenziswa ubuchwepheshe bekhaya elihlakaniphile, ubuhlakani bokwenziwa kanye ne-inthanethi yezinto.
Esinye sezixazululo esinjalo sinikezwa i-American startup Enertiv. Izinzwa zifakwa entweni futhi zihlanganiswe zibe isistimu yolwazi olulodwa. Baqapha isimo sesakhiwo, izinga lokushisa ngaphakathi, baqaphe ukuhlala kwezakhiwo eziqashisayo, bahlonze ukungasebenzi kahle, basize ukonga ukusetshenziswa kwamandla nokunciphisa izindleko.
Esinye isibonelo iphrojekthi ye-SMS Assist, esiza inkampani ukuthi igcine amarekhodi ezakhiwo, ikhokhe izintela, ikhiqize izimemezelo eziqashisayo, futhi igade imigomo yezinkontileka zamanje.
I-Trend No. 5. “Uber” yokulungisa nezindlu kanye nezinsiza zomphakathi
Abaholi bemakethe yomhlaba wonke ekuqalisweni kwe-PropTech okufana ne-Zillow noma i-Truila sebevele babambe iqhaza labadayisi bangempela. Ngokusebenzisa ubuchwepheshe be-Big Data, lezi zinsizakalo ziqongelela futhi zihlaziye lonke uhlu lolwazi, zinikeze umsebenzisi izinketho ezithakazelisa kakhulu kuye. Ngisho namanje, umthengi wesikhathi esizayo angabona indlu ayithandayo ngaphandle komdayisi: lokhu kudinga ukukhiya ngogesi kanye nohlelo lokusebenza lwe-Opendoor.
Kodwa ngokushesha nje lapho inkinga yokuthengwa okungenakuxhumana kwefulethi ixazululwe ngempumelelo, kuvela entsha ngaphambi komuntu - indaba yokuhlela indawo yokuhlala yesikhathi esizayo, lapho umuntu engafuni ukuyibeka eshalofini. Ngaphezu kwalokho, ifulethi selishintshile phakade lisuka endaweni ethokomele yesidlo sakusihlwa kanye nokuhlala ubusuku bonke laba indawo lapho, lapho-ke, wonke umndeni kufanele usebenze ngokunenzuzo futhi uphumule kahle.
Ngemuva kokuthi ubhubhane seluphelile, sizokwazi ukuxhumana nabakhi nabaklami, sizikhethele mathupha umthunzi ofanele we-parquet esitolo, bese beza esizeni izikhathi eziningana ngesonto ukuqapha ukuqhubeka komsebenzi. Umbuzo uwukuthi, siyayifuna. Ingabe sizobheka ukuxhumana okungadingekile nabantu esingabazi?
Umphumela wokuncishiswa komphakathi isikhathi eside esikhathini esizayo kuzoba ukwanda kwesidingo sokukhethwa kude kweqembu labasebenzi, ukukhethwa komklami kanye nephrojekthi, ukuthengwa kude kwezinto zokwakha, isabelomali se-inthanethi, nokunye. Kuze kube manje, asikho isidingo esikhulu sezinsizakalo ezinjalo. Futhi-ke, i-coronavirus inikeza isikhathi sokubheka kabusha indlela yayo yokuhlela ibhizinisi elinjalo.
Ukuthambekela kokuvuleleka kanye nokwenza izinto obala kwenkampani yokuphatha kumthengi kuzokhula. Lapha, izicelo ezenza kube lula ukusebenzisana phakathi kwazo ezinsizeni zezindlu nezokuhlalisana kanye nezinsiza ezengeziwe zizodingeka. Ama-concierge wevidiyo azosebenza, futhi ubuso bomnikazi wefulethi buzoba yindlu yokudlula. Njengamanje, i-biometrics itholakala kuphela ezindlini eziphezulu, kodwa amaphrojekthi afana ne-ProEye ne-VisionLab ayasheshisa usuku lapho lobu buchwepheshe bungena ezindlini zezakhamuzi eziningi.
Ungacabangi ukuthi ubuchwepheshe obusohlwini buzodingeka kuphela ngesikhathi sodlame. Imikhuba yabathengi eyenziwayo manje izohlala nathi ngisho nangemva kokuzihlukanisa. Abantu bazoqala ukusebenzisa amathuluzi akude ezonga isikhathi nemali. Khumbula ukuthi kugxekwe kanjani iziqalo ezithuthukise ubuchwepheshe bokugcwalisa amafutha emoto ngaphandle kokuthinta obukuvumela ukuthi uthenge uphethiloli ngaphandle kokushiya imoto yakho. Manje zidingeka kakhulu.
Umhlaba kufanele ushintshe ngaphezu kokuqashelwa, kanye nemakethe yezindlu kanye nayo. Abaholi bezimakethe bazosala yilabo asebesebenzisa ubuchwepheshe obusha.
Bhalisa futhi usilandele ku-Yandex.Zen — ubuchwepheshe, ukusungula izinto ezintsha, ezomnotho, imfundo nokwabelana esiteshini esisodwa.